108 Pepper Pl, Charlottesville, VA 22902 Property Records

Albemarle County property record for 108 Pepper Pl, Charlottesville, VA 22902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1980
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2022)
Tax Bill	$3,120 (2026)
Deeds & Mortgages	Oct 2022 Sale & Second Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076M2-00-00-02900`

Property Details

APN / Parcel Number

Primary APN	`076M2-00-00-02900`
Alternative APN	`31429`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
View / Lot	Proximity to Airport
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	108 PEPPER PL
City	CHARLOTTESVILLE
State	VA
Zip	22902-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY 3 29
Legal Subdivision	WILLOUGHBY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	11303

Owner

Source: Albemarle County records · APN 076M2-00-00-02900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed, Transfer · Stand-Alone Second Mortgage KRISTY JOHNSTON
May 14, 2018	Grant Deed, Transfer · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	202212455
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 31, 2022
Property Address	108 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number	202200012455
Map Reference	MB 697 PG 320
Instrument Date	Oct 31, 2022
Instrument	202200012455
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 RUGBY AVE, CHARLOTTESVILLE, VA 22903-5133

Mortgage

Document Number	202200012456
Date	Oct 31, 2022
Instrument	202200012456

Lender

Name	KRISTY JOHNSTON
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 14, 2018
Property Address	108 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number	0000005164
Book / Page	005046 / 000307
Instrument Date	May 07, 2018
Instrument	5164
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 PEPPER PL CHARLOTTESVILLE VA 229026429, CHARLOTTESVILLE, VA 22902-6429

Mortgage

Document Number	5165
Date	May 14, 2018
Book Page	005046/000311
Instrument	5165

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,120.00 (+2.9%)	$349,000 (+2.89%) Land $94,000 Building $255,000	$349,000 (+2.89%) Land $94,000 Building $255,000
2025	$3,032.00 (+34.28%)	$339,200 (+28.24%) Land $90,000 Building $249,200	$339,200 (+28.24%) Land $90,000 Building $249,200
2023	$2,258.00	$264,500 Land $83,000 Building $181,500	$264,500 Land $83,000 Building $181,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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