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109 Pepper Pl, Charlottesville, VA 22902 Property Records

Albemarle County property record for 109 Pepper Pl, Charlottesville, VA 22902 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1980
Lot Size0.123 acres (5,358 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Dec 2021)
Tax Bill$2,781 (2026)
Deeds & MortgagesFeb 2022 Transfer
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN076M2-00-00-03600

Property Details

APN / Parcel Number

Primary APN076M2-00-00-03600
Alternative APN
  • 31436

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,200 sqft Finished Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,358 sqft (0.123 acres)
View / LotProximity to Airport
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address109 PEPPER PL
CityCHARLOTTESVILLE
StateVA
Zip22902-6429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOUGHBY SEC 3 LOT 36
Legal SubdivisionWILLOUGHBY
JurisdictionALBEMARLE VA
Township / Civil DivisionSCOTTSVILLE
Census Block Group2
Census Block2000
Census Tract11303

Owner

Source: Albemarle County records · APN 076M2-00-00-03600

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Gift Deed, Transfer
Dec 20, 2021Deed, Transfer · Conventional Mortgage
MEMBER OPTIONS LLC
Apr 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Deed Document Number202120729
Deed Book / Page5656 / 311
Last Transfer DateFeb 10, 2022
Transfer Doc0000002031
Record UpdatedSep 20, 2026

February 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionALBEMARLE VA
Recording DateFeb 16, 2022
Property Address109 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number202200002031
Map ReferenceMB 697 PG 320
Instrument DateFeb 10, 2022
Instrument202200002031
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateDec 20, 2021
Property Address109 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number005656/311
Book / Page5656 / 311
Map ReferenceMB 697 PG 320
Instrument DateDec 16, 2021
Instrument202100020729
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429

Mortgage

Document Number202100020730
DateDec 20, 2021
Instrument202100020730
Lender
NameMEMBER OPTIONS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBEMARLE VA
Recording DateApr 20, 2020
Property Address109 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number0000004321
Book / Page005302 / 000592
Instrument DateApr 17, 2020
Instrument4321
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 6187 CHARLOTTESVILLE VA 229066187, CHARLOTTESVILLE, VA 22906-6187

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,781.00 (+3%)$311,100 (+2.98%) Land $94,000 Building $217,100$311,100 (+2.98%) Land $94,000 Building $217,100
2025$2,700.00 (+29.06%)$302,100 (+23.31%) Land $90,000 Building $212,100$302,100 (+23.31%) Land $90,000 Building $212,100
2023$2,092.00$245,000 Land $83,000 Building $162,000$245,000 Land $83,000 Building $162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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