110 Pepper Pl, Charlottesville, VA 22902 Property Records

Albemarle County property record for 110 Pepper Pl, Charlottesville, VA 22902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1980
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2021)
Tax Bill	$2,949 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076M2-00-00-03000`

Property Details

APN / Parcel Number

Primary APN	`076M2-00-00-03000`
Alternative APN	`31430`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,200 sqft Finished Area
Basement Area	600 sqft
Finished Basement	350 sqft
Unfinished Basement	250 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
View / Lot	Proximity to Airport
Deck Area	80 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	110 PEPPER PL
City	CHARLOTTESVILLE
State	VA
Zip	22902-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY 3 30
Legal Subdivision	WILLOUGHBY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	11303

Owner

Source: Albemarle County records · APN 076M2-00-00-03000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20217533
Deed Book / Page	5528 / 556
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 29, 2021
Property Address	110 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429
Document Number	5528/556
Book / Page	5528 / 556
Map Reference	MB 697 PG 320
Instrument Date	Apr 19, 2021
Instrument	2021-00007533
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429

Mortgage

Document Number	005528/579
Date	Apr 29, 2021
Book Page	5528/579
Instrument	2021-00007534

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,949.00 (+2.54%)	$329,900 (+26.21%) Land $94,000 Building $235,900	$329,900 (+26.21%) Land $94,000 Building $235,900
2025	$2,876.00 (+28.85%)
2023	$2,232.00	$261,400 Land $83,000 Building $178,400	$261,400 Land $83,000 Building $178,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.