Albemarle County property record for 106 Pepper Pl, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1980 |
| Lot Size | 0.085 acres (3,703 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,750 (Jul 2018) |
| Tax Bill | $2,781 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076M2-00-00-02800 |
| Primary APN | 076M2-00-00-02800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,703 sqft (0.085 acres) |
| View / Lot | Proximity to Airport |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 106 PEPPER PL |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | WILLOUGHBY 3 28 |
| Legal Subdivision | WILLOUGHBY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 076M2-00-00-02800
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Intrafamily Transfer, Transfer |
| Jul 23, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Deed Document Number | 20188129 |
| Deed Book / Page | 5074 / 716 |
| Prior Transfer Date | May 17, 2010 |
| Prior Transfer Doc | 3903/298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jan 21, 2026 |
| Property Address | 106 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429 |
| Document Number | 202600000615 |
| Map Reference | MB 697 PG 320 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 202600000615 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 23, 2018 |
| Property Address | 106 PEPPER PL, CHARLOTTESVILLE, VA 22902-6429 |
| Document Number | 0000008129 |
| Book / Page | 005074 / 000716 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 8129 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | RED FOX TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 PEPPER PL CHARLOTTESVILLE VA 229026429, CHARLOTTESVILLE, VA 22902-6429 |
| Document Number | 8130 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 005074/000719 |
| Instrument | 8130 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,781.00 (+2.81%) | $311,100 (+2.81%) Land $94,000 Building $217,100 | $311,100 (+2.81%) Land $94,000 Building $217,100 |
| 2025 | $2,705.00 (+158.36%) | $302,600 (+23.31%) Land $90,000 Building $212,600 | $302,600 (+23.31%) Land $90,000 Building $212,600 |
| 2023 | $1,047.00 | $245,400 Land $83,000 Building $162,400 | $245,400 Land $83,000 Building $162,400 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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