Bergen County and Ramsey Borough property record for 144 Forest Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,904 sqft · built 1967 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Aug 2018) |
| Tax Bill | $13,165 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03510-0000-00010 |
| Primary APN | 48-03510-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 16,814 sqft (0.386 acres) |
| Lot Dimensions | 177 ft deep x 95 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 144 FOREST AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.386AC |
| Legal Block | 3510 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Loan Assumption JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 27, 2023 | Intrafamily Transfer, Transfer |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 1, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 201818-055240 |
| Deed Book / Page | 3015 / 1786 |
| Last Transfer Date | Nov 1, 2023 |
| Transfer Doc | 0051330887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051321206 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 5132/1206 |
| Instrument | 2023076562 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 27, 2023 |
| Property Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0051330887 |
| Book / Page | 5133 / 887 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023076514 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Name | Verified Name |
|---|---|
| Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0036130624 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 3613/624 |
| Instrument | 20-054408 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 1, 2018 |
| Property Address | 144 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0030151786 |
| Book / Page | 003015 / 001786 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 55240 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 144 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709 |
| Document Number | 30151791 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 003015/001791 |
| Instrument | 55240 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,400 (+0.31%) Land $418,000 Building $223,400 | $641,400 (+0.31%) Land $418,000 Building $223,400 | |
| 2025 | $13,165.00 (+2.84%) | $639,400 (+40.96%) Land $418,000 Building $221,400 | $639,400 (+40.96%) Land $418,000 Building $221,400 |
| 2024 | $12,801.00 (+7.6%) | ||
| 2023 | $453,600 (-) Land $277,300 Building $176,300 | $453,600 (-) Land $277,300 Building $176,300 | |
| 2022 | $11,897.00 (+1.16%) | $453,600 Land $277,300 Building $176,300 | $453,600 Land $277,300 Building $176,300 |
| 2021 | $11,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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