116 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 116 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S110A-027-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-027-000`
Alternative APNs	`S110A027` `30480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,511 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	360 sqft
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30480
Street Address	116 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC LOT 27 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	27
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

116 Cook St is owner-occupied and held in a trust since August 2026.

Source: Effingham County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 152, HARDEEVILLE, SC 29927-0152
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK
Jan 8, 2021	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ANGEL OAK HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026
Deed Sale	Aug 4, 2026
Prior Sale	Jan 8, 2021 · Amount on File
Deed Book / Page	3060 / 947
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 4, 2026
Property Address	116 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	3060000947
Book / Page	3060 / 947
Instrument Date	Aug 4, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	116 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002613/0000000019
Date	Aug 6, 2020
Book Page	0000002613/0000000019
Instrument	007796

Lender

Name	COLONY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

January 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 8, 2021
Property Address	116 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	0002654/82
Book / Page	2654 / 82
Instrument Date	Jan 8, 2021
Instrument	2021-000088
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000002654/0000000084
Date	Jan 12, 2021
Book Page	0000002654/0000000084
Instrument	000366

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 116 Cook St was $3,081 with exemptions applied, up 9.4% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,731 (%) Land $22,800 Building $89,931	$281,829 (-) Land $57,000 Building $224,829
2025	$3,081.00 (+9.41%) Homeowner's exemption Senior Citizen's exemption	$112,732 (+17.82%) Land $22,800 Building $89,932	$281,829 (+17.82%) Land $57,000 Building $224,829
2024	$2,816.00 Homeowner's exemption Senior Citizen's exemption	$95,680 Land $22,800 Building $72,880	$239,199 Land $57,000 Building $182,199
2022	$2,725.00	$76,235 Land $16,000 Building $60,235	$190,587 Land $40,000 Building $150,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Cook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cook St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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