114 Cheltenham Dr, Normal, IL 61761 Property Records

McLean County property record for 114 Cheltenham Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,586 sqft · built 1976
Lot Size	0.231 acres (10,057 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Jan 2017)
Tax Bill	$6,165 (2024)
Deeds & Mortgages	Apr 2020 Mortgage May 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-427-008`

Property Details

APN / Parcel Number

Primary APN	`14-30-427-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,057 sqft (0.231 acres)
Lot Dimensions	123 ft deep x 82 ft wide
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	114 CHELTENHAM DR
City	NORMAL
State	IL
Zip	61761-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 24 IN PARKSIDE SUB
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SUB
Legal Lot Number	24
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3061
Census Tract	302

Owner

114 Cheltenham Dr is owned and occupied by two individuals who bought it in January 2017.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
May 12, 2009	Deed of Trust, Mortgage US BANK NA
Mar 13, 2007	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 13, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC
Sep 23, 2015	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2010	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Mar 13, 2006	Warranty Deed, Transfer US BANK NA ND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Jun 4, 2010 · Amount on File
Deed Document Number	20171030
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006810
Date	Apr 20, 2020
Instrument	2020-00006810

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900014028
Date	May 12, 2009
Instrument	2009-00014028

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	336 Months
Due	May 1, 2037

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700006296
Date	Mar 13, 2007
Instrument	2007-00006296

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700006297
Date	Mar 13, 2007
Instrument	2007-00006297

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 17, 2017
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Document Number	201700001030
Map Reference	DOC75-9618
Instrument Date	Jan 6, 2017
Instrument	2017-00001030
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 CHETTENHAM DR, NORMAL, IL 61761

Mortgage

Document Number	201700001031
Date	Jan 17, 2017
Instrument	2017-00001031

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

September 2015: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLEAN IL
Recording Date	Sep 23, 2015
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Document Number	201500018109
Map Reference	DOC75-9618
Instrument Date	Nov 10, 2014
Instrument	2015-00018109
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 4, 2010
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Document Number	201000011957
Map Reference	DOC75-9618
Instrument Date	Jun 2, 2010
Instrument	2010-00011957
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733

Mortgage

Document Number	201000011958
Date	Jun 4, 2010
Instrument	2010-00011958

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2040

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 13, 2006
Property Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733
Document Number	200600006096
Map Reference	DOC 759618
Instrument Date	Mar 10, 2006
Instrument	2006-00006096
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 CHELTENHAM DR, NORMAL, IL 61761-2733

Mortgage

Document Number	200600006098
Date	Mar 13, 2006
Instrument	2006-00006098

Lender

Name	US BANK NA ND
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Amount	Amount on Record
Term	6 Months
Due	Sep 10, 2006

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Min Rate At Change	3.75%
Max Rate	21.7%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,422 Land $15,417 Building $74,005	$268,266 Land $46,251 Building $222,015
2024	$6,165.00 (+6.94%)
2023	$5,765.00	$73,364 Land $12,649 Building $60,715	$220,092 Land $37,947 Building $182,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Cheltenham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Cheltenham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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