113 Cheltenham Dr, Normal, IL 61761 Property Records

McLean County property record for 113 Cheltenham Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,539 sqft · built 1976
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Oct 2020)
Tax Bill	$4,245 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2010 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-426-008`

Property Details

APN / Parcel Number

Primary APN	`14-30-426-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	962 sqft
Basement Area	962 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	128 ft deep x 83 ft wide
Garage Area	360 sqft
Porch	Open Frame Porch
Patio Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	113 CHELTENHAM DR
City	NORMAL
State	IL
Zip	61761-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARKSIDE SOUTH SUB LOT 38
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	38
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3062
Census Tract	302

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 CHELTENHAM DR, NORMAL, IL 61761-2742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON
Feb 19, 2010	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 8, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	202022597
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	113 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011230
Date	Jul 20, 2019
Instrument	2019-00011230

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	113 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000003571
Date	Feb 19, 2010
Instrument	2010-00003571

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Aug 23, 2010

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 23, 2020
Property Address	113 CHELTENHAM DR, NORMAL, IL 61761-2742
Document Number	202000022597
Map Reference	DOC 1975-9618
Instrument Date	Oct 9, 2020
Instrument	2020-00022597
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 CHELTENHAM DR, NORMAL, IL 61761-2742
Investor	Possibly a Property Investor

Mortgage

Document Number	202000022598
Date	Oct 23, 2020
Instrument	2020-00022598

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 8, 2018
Property Address	113 CHELTENHAM DR, NORMAL, IL 61761-2742
Document Number	201800002398
Map Reference	DOC75-9618
Instrument Date	Jan 16, 2018
Instrument	2018-00002398
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	34 CARRIAGE HILLS RD, NORMAL, IL 61761

Mortgage

Document Number	201800002399
Date	Feb 8, 2018
Instrument	2018-00002399

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 26, 2038

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,198 (+21.89%) Land $15,432 Building $60,766	$228,594 (+21.89%) Land $46,296 Building $182,298
2024	$4,245.00 (+7.39%)
2023	$3,953.00	$62,515 Land $12,661 Building $49,854	$187,545 Land $37,983 Building $149,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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