118 Cheltenham Dr, Normal, IL 61761 Property Records

McLean County property record for 118 Cheltenham Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1979
Lot Size	0.239 acres (10,395 sqft)
Owner	Individual Name on File
Tax Bill	$4,621 (2024)
Deeds & Mortgages	Feb 2007 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-427-010`

Property Details

APN / Parcel Number

Primary APN	`14-30-427-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Roof Material	Asphalt
Lot Area	10,395 sqft (0.239 acres)
Lot Dimensions	127 ft deep x 82 ft wide
Garage Area	644 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 CHELTENHAM DR
City	NORMAL
State	IL
Zip	61761-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARKSIDE SOUTH SUB LOT 22
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	22
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3061
Census Tract	302

Owner

118 Cheltenham Dr is owned and occupied by an individual who acquired it in April 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2007	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK & TRUST
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Apr 28, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021
Deed Sale	Apr 28, 2021
Deed Document Number	20219870
Record Updated	Jun 8, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700003155
Date	Feb 2, 2007
Instrument	2007-00003155

Lender

Name	MAIN STREET BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2037

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Investor	Possibly a Property Investor

Mortgage

Document Number	202200017017
Date	Sep 22, 2022
Instrument	2022-00017017

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2051

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200018627
Date	Jul 30, 2012
Instrument	2012-00018627

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2032

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 28, 2021
Property Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Document Number	202100009870
Map Reference	DOC 1975-9618
Instrument Date	Mar 15, 2021
Instrument	2021-00009870
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ILLINOIS TITLE GROUP LLC, ILLINOIS TITLE GROUP LLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHELTENHAM DR, NORMAL, IL 61761-2733
Investor	Possibly a Property Investor

Mortgage

Document Number	202100009871
Date	Apr 28, 2021
Instrument	2021-00009871

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,670 Land $15,432 Building $53,238	$206,010 Land $46,296 Building $159,714
2024	$4,621.00 (+7.27%)
2023	$4,308.00	$56,339 Land $12,661 Building $43,678	$169,017 Land $37,983 Building $131,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Cheltenham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Cheltenham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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