111 Cheltenham Dr, Normal, IL 61761 Property Records

McLean County property record for 111 Cheltenham Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1976
Lot Size	0.244 acres (10,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2010)
Tax Bill	$4,847 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-426-007`

Property Details

APN / Parcel Number

Primary APN	`14-30-426-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Roof Material	Asphalt
Lot Area	10,496 sqft (0.244 acres)
Lot Dimensions	128 ft deep x 82 ft wide
Garage Area	501 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	111 CHELTENHAM DR
City	NORMAL
State	IL
Zip	61761-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARKSIDE SOUTH LOT 37
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	37
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3062
Census Tract	302

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 6, 2017	Deed of Trust, Mortgage · ARM MORTGAGE SERVICES III LLC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 12, 2012	Deed of Trust, Mortgage · ARM MORTGAGE SERVICES III LLC
Jul 18, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 30, 2017	Intrafamily Transfer, Transfer · ARM MORTGAGE SERVICES III LLC
Mar 31, 2010	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	20106643
Last Transfer Date	Jul 11, 2025
Transfer Doc	0000009816
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006637
Date	Mar 19, 2021
Instrument	2021-00006637

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700002289
Date	Feb 6, 2017
Instrument	2017-00002289

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011735
Date	May 19, 2021
Instrument	2021-00011735

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, PRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200022792
Date	Sep 12, 2012
Instrument	2012-00022792

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 18, 2025
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Document Number	202500009816
Map Reference	DOC 75-9618
Instrument Date	Jul 11, 2025
Instrument	2025-00009816
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 30, 2017
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Document Number	201700001956
Instrument Date	Jan 5, 2017
Instrument	2017-00001956
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742

Mortgage

Document Number	201700001957
Date	Jan 30, 2017
Instrument	2017-00001957

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 31, 2010
Property Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742
Document Number	201000006643
Map Reference	DOC75-9618
Instrument Date	Mar 26, 2010
Instrument	2010-00006643
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 CHELTENHAM DR, NORMAL, IL 61761-2742

Mortgage

Document Number	201000006644
Date	Mar 31, 2010
Instrument	2010-00006644

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,703 (+21.89%) Land $15,432 Building $56,271	$215,109 (+21.89%) Land $46,296 Building $168,813
2024	$4,847.00 (+7.21%)
2023	$4,521.00	$58,828 Land $12,661 Building $46,167	$176,484 Land $37,983 Building $138,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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