112 Cheltenham Dr, Normal, IL 61761 Property Records

McLean County property record for 112 Cheltenham Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,561 sqft · built 1976
Lot Size	0.235 acres (10,086 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,260 (2024)
Deeds & Mortgages	Sep 2026 Transfer May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-427-007`

Property Details

APN / Parcel Number

Primary APN	`14-30-427-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft
Basement Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Roof Material	Asphalt
Lot Area	10,086 sqft (0.235 acres)
Lot Dimensions	123 ft deep x 82 ft wide
Garage Area	399 sqft
Porch	Open Frame Porch
Patio Area	270 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 CHELTENHAM DR
City	NORMAL
State	IL
Zip	61761-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARKSIDE SOUTH SUB LOT 25
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	25
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3061
Census Tract	302

Owner

Source: McLean County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 CHELTENHAM DR, NORMAL, IL 61761-2733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT
Nov 25, 2008	Deed of Trust, Mortgage STATE FARM BANK FSB
Apr 17, 2008	Deed of Trust, Mortgage STATE FARM BANK FSB
Sep 20, 2012	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000013889
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 16, 2026
Property Address	112 CHELTENHAM DR, NORMAL, IL 61761-2733
Document Number	0000013889
Instrument Date	Aug 12, 2026
Instrument	202613889
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 HAWK VIEW CT, FAIRVIEW HEIGHTS, IL 62208-2967

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	112 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011895
Date	May 20, 2021
Instrument	2021-00011895

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	112 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800030786
Date	Nov 25, 2008
Instrument	2008-00030786

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 11, 2018

Interest

Rate	7.75%

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	112 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800010545
Date	Apr 17, 2008
Instrument	2008-00010545

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2038

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	112 CHELTENHAM DR, NORMAL, IL 61761-2733
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200023560
Date	Sep 20, 2012
Instrument	2012-00023560

Lender

Name	STATE BANK OF GRAYMONT
Address	CHENOA, IL 61726

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,901 (+26.5%) Land $15,432 Building $69,469	$254,703 (+26.5%) Land $46,296 Building $208,407
2024	$5,260.00 (+9.54%)
2023	$4,802.00	$67,116 Land $12,661 Building $54,455	$201,348 Land $37,983 Building $163,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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