San Luis Obispo County property record for 114 Bluff Dr, Pismo Beach, CA 93449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,115 sqft · built 1999 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,800,000 (Apr 2019) |
| Tax Bill | $47,128 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-562-010 |
| Primary APN | 010-562-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 3 Stories |
| Building Area | 5,115 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 54,886 sqft |
| Terrain | Above Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 114 BLUFF DR |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | TR 1618 LT 10 |
| Legal Subdivision | TRACT 1618 |
| Legal Tract | 1618 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 11600 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3050 THREE SPRINGS CT, MOUNT HAMILTON, CA 95140-9714 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 22, 2019 | Grant Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Prior Sale | Feb 21, 1997 · Amount on Record |
| Deed Document Number | 201914289 |
| Prior Transfer Date | Dec 7, 2012 |
| Prior Transfer Doc | 0000072307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 114 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000014278 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018014278 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 22, 2019 |
| Property Address | 114 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Document Number | 0000014289 |
| Map Reference | MB 16 PG 26 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2019014289 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3050 THREE SPRINGS CT, MOUNT HAMILTON, CA 95140-9714 |
| Document Number | 0000014290 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2019014290 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.6% |
| Index | 1-Year LIBOR |
| Max Rate | 8.6% |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,323,747 (+2%) Land $3,413,486 Building $910,261 | |
| 2025 | $47,128.00 (+3.43%) | $4,238,968 (+4.04%) Land $3,346,555 Building $892,413 |
| 2023 | $45,565.00 (+6.64%) | $4,074,365 Land $3,216,605 Building $857,760 |
| 2022 | $42,727.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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