San Luis Obispo County property record for 138 Bluff Dr, Pismo Beach, CA 93449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,682 sqft · built 2020 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | Company Name on Record |
| Last Sale | $938,000 (Aug 2001) |
| Tax Bill | $52,768 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-562-007 |
| Primary APN | 010-562-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,682 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 46,609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 138 BLUFF DR |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | TR 1618 LT 7 |
| Legal Subdivision | TRACT NO 1618 |
| Legal Tract | 1618 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 11600 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4305 MUGUET CT, MODESTO, CA 95356-9776 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2001 · Amount on Record |
| Deed Sale | Aug 17, 2001 · Amount on Record |
| Prior Sale | Nov 18, 1998 · Amount on Record |
| Deed Document Number | 200161741 |
| Prior Transfer Date | Nov 15, 1996 |
| Prior Transfer Doc | 0000060657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 138 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000018952 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020018952 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,843,811 (+2%) Land $1,664,584 Building $3,179,227 | |
| 2025 | $52,768.00 (+2.68%) | $4,748,836 (+4.04%) Land $1,631,946 Building $3,116,890 |
| 2023 | $51,389.00 (+6.62%) | $4,564,435 Land $1,568,577 Building $2,995,858 |
| 2022 | $48,200.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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