San Luis Obispo County property record for 146 Bluff Dr, Pismo Beach, CA 93449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 4,402 sqft · built 1998 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Company Name on Record |
| Last Sale | $415,000 (Mar 1994) |
| Tax Bill | $19,442 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-562-006 |
| Primary APN | 010-562-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,402 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 48,352 sqft |
| Terrain | Above Road/Slope |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 146 BLUFF DR |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | TR 1618 LT 6 |
| Legal Subdivision | TRACT NO 1618 |
| Legal Tract | 1618 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 11600 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 146 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Nov 22, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 1994 · Amount on Record |
| Deed Sale | Mar 24, 1994 · Amount on Record |
| Deed Document Number | 199418770 |
| Last Transfer Date | Nov 21, 2019 |
| Transfer Doc | 0000052634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 146 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 146 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Document Number | 0000032697 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021032697 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 146 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Document Number | 0000052634 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 52634 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 146 BLUFF DR PISMO BEACH CA 934491543, PISMO BEACH, CA 93449-1543 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 146 BLUFF DR, PISMO BEACH, CA 93449-1543 |
| Document Number | 0000052635 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 52635 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 146 BLUFF DR PISMO BEACH CA 934491543, PISMO BEACH, CA 93449-1543 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,778,065 (+2%) Land $768,305 Building $1,009,760 | |
| 2025 | $19,442.00 (+3.46%) Homeowner's exemption | $1,743,202 (+4.04%) Land $753,241 Building $989,961 |
| 2023 | $18,791.00 (+6.62%) Homeowner's exemption | $1,675,513 Land $723,993 Building $951,520 |
| 2022 | $17,624.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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