1137 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1137 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,232 sqft Living Area
Lot Size5,680 sqft (0.13 acres)
GarageDetached, 432 sqft
Last Sale$260,000 (2025)
Tax Bill$5,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-23
Alternative APN
  • 150005002100020230000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,232 sqft Living Area
1st Floor616 sqft 1st Floor
2nd Floor616 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area5,680 sqft (0.13 acres)
Depth X Width142 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area432 sqft Garage
Porch Area496 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelCoal Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1137 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-23

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address808 RESERVE CT, SCHENECTADY, NY 12302-3541
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2024Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Oct 09, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 05, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
May 19, 2017Bargain and Sale Deed, Transfer
Feb 01, 2017Grant Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2025 · Amount on Record
Deed SaleOct 09, 2025 · Amount on Record
Prior SaleMay 19, 2017 · Amount on Record
Deed Doc Number202524320
Deed Book / Page2158 / 746
Record RefreshedJun 08, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600

Mortgage

Document Number0000063706
DateOct 22, 2024
Book Page5405/772
Instrument202463706
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 08, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 09, 2025
Property Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000024320
Instrument DateSep 16, 2025
Instrument202524320
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 RESERVE CT, SCHENECTADY, NY 12302-3541

Mortgage

Document Number0000024321
DateOct 09, 2025
Instrument202524321
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005097
DateFeb 05, 2019
Book Page4893/010
Instrument201905097
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 18, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateMay 19, 2017
Property Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000022317
Book / Page1962 / 882
Instrument DateMay 16, 2017
Instrument201722317
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address990 BURDECK ST APT F, F, SCHENECTADY, NY 12306-1048

Mortgage

Document Number, 201722319
DateMay 19, 2017
Instrument201722319
Lender
TypeBank
Agreement
AmountAmount Recorded

February 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 01, 2017
Property Address1137 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000005135
Book / Page001955 / 000785
Instrument DateJan 11, 2017
Instrument5135
Transaction TypeForeclosure
Record UpdatedFeb 13, 2017

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,665.00 (+4.39%)$115,100 (-) Land $17,300 Building $97,800$190,594 (+13.35%) Land $28,647 Building $161,947
2024$115,100 (-) Land $17,300 Building $97,800$168,152 (+15.41%) Land $25,274 Building $142,878
2023$115,100 (-) Land $17,300 Building $97,800$145,696 (+3.8%) Land $21,899 Building $123,797
2022$115,100 Land $17,300 Building $97,800$140,366 Land $21,098 Building $119,268
2021$5,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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