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1129 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1129 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1923
Square Footage1,232 sqft Living Area
Lot Size5,680 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$154,000 (2020)
Tax Bill$3,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-21
Alternative APN
  • 150005002100020210000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,232 sqft Living Area
1st Floor616 sqft 1st Floor
2nd Floor616 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,680 sqft (0.13 acres)
Depth X Width142 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1129 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-21

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Feb 01, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDLAND MORTGAGE
Aug 19, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Apr 09, 2018Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Aug 15, 2017Trustee's Deed, Foreclosure
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Prior SaleApr 09, 2018 · Amount on Record
Deed Doc Number202024291
Deed Book / Page2039 / 942
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600

Mortgage

Document Number0000020974
DateApr 10, 2024
Book Page5367/197
Instrument202420974
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term316 Months
DueAug 01, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600

Mortgage

Document Number0000005548
DateFeb 01, 2022
Book Page5197/48
Instrument202205548
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term342 Months
DueAug 01, 2050

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 19, 2020
Property Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000024291
Book / Page2039 / 942
Instrument DateJul 03, 2020
Instrument202024291
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1129 SUMNER AVE, 1129, SCHENECTADY, NY 12309-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600

Mortgage

Document Number0000024292
DateAug 19, 2020
Book Page5013/281
Instrument202024292
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 09, 2018
Property Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000014657
Book / Page1984 / 481
Instrument DateMar 16, 2018
Instrument201814657
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7 SUNRISE DR, 7, ALBANY, NY 12210

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address994 BURDECK ST APT 1307, 1307, SCHENECTADY, NY 12306-1000

Mortgage

Document Number0000014659
DateApr 09, 2018
Book Page4829/625
Instrument201814659
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 15, 2017
Property Address1129 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000036805
Book / Page001969 / 000205
Instrument DateAug 04, 2017
Instrument36805
Transaction TypeForeclosure
Record UpdatedAug 22, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$102.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 SUNRISE DR LATHAM NY 121105458, LATHAM, NY 12110-5458

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,470.00 (-32.93%)$121,500 (-) Land $18,200 Building $103,300$201,192 (+30.82%) Land $30,137 Building $171,055
2023$121,500 (-) Land $18,200 Building $103,300$153,797 (+3.8%) Land $23,038 Building $130,759
2022$121,500 Land $18,200 Building $103,300$148,171 Land $22,195 Building $125,976
2021$5,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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