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1126 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1126 Sumner Ave, Schenectady, NY 12309 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1928
Square Footage2,304 sqft Total Area
Lot Size5,800 sqft (0.133 acres)
GarageDetached, 440 sqft
Last Sale$144,700 (2008)
Tax Bill$7,728.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-26
Alternative APN
  • 150005002100020260000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,304 sqft Total Area
1st Floor1,152 sqft 1st Floor
2nd Floor1,152 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,800 sqft (0.133 acres)
Depth X Width145 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area440 sqft Garage
Porch Area448 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1126 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5636
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD & GAR
Legal SubdivisionMAP NO 1 OF LOTS IN THE SECOND WARD
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3000
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-26

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8548 MARIAVILLE RD, PATTERSONVILLE, NY 12137-3028
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2008 · Amount on Record
Deed SaleAug 05, 2008 · Amount on Record
Prior SaleJul 01, 1997 · Amount on Record
Deed Book / Page1786 / 979
Last Transfer DateApr 17, 2026
Transfer Doc0000017020
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 29, 2026
Property Address1126 SUMNER AVE, SCHENECTADY, NY 12309-5636
Document Number0000017020
Book / Page2176 / 593
Instrument DateApr 17, 2026
Instrument202617020
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8548 MARIAVILLE RD, PATTERSONVILLE, NY 12137-3028

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1126 SUMNER AVE, SCHENECTADY, NY 12309-5636
Transaction TypeMortgage
Record UpdatedNov 07, 2025
Title CompanyPAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8548 MARIAVILLE RD, PATTERSONVILLE, NY 12137-3028

Mortgage

Document Number0000025164
DateOct 23, 2025
Instrument202525164
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 10, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1126 SUMNER AVE, SCHENECTADY, NY 12309-5636
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyCLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

NameVerified Name
Address8548 MARIAVILLE RD, PATTERSONVILLE, NY 12137-3028

Mortgage

Document Number0000024593
DateMay 26, 2021
Book Page5103/677
Instrument202124593
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,728.00 (+5.85%)$144,500 (-) Land $21,700 Building $122,800$239,278 (+30.82%) Land $35,933 Building $203,345
2023$144,500 (-) Land $21,700 Building $122,800$182,911 (+3.8%) Land $27,468 Building $155,443
2022$144,500 Land $21,700 Building $122,800$176,220 Land $26,463 Building $149,757
2021$7,301.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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