Schenectady County and Schenectady City property record for 1145 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1930 |
| Lot Size | 0.13 acres (5,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,700 (Aug 2007) |
| Tax Bill | $4,986 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-1-32 |
| Primary APN | 421500 40.78-1-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,680 sqft (0.13 acres) |
| Lot Dimensions | 142 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1145 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-32
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1145 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2024 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Feb 09, 2024 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on Record |
| Deed Sale | Aug 22, 2007 · Amount on Record |
| Deed Book / Page | 1766 / 45 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1145 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1145 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Document Number | 0000008483 |
|---|---|
| Date | Feb 09, 2024 |
| Book Page | 5358/188 |
| Instrument | 202408483 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1145 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1145 SUMNER AVE, SCHENECTADY, NY 12309-5600 |
| Document Number | 0000008484 |
|---|---|
| Date | Feb 09, 2024 |
| Book Page | 5358/198 |
| Instrument | 202408484 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,986.00 (+8.63%) | $106,600 (-) Land $16,000 Building $90,600 | $176,519 (+30.82%) Land $26,494 Building $150,025 |
| 2023 | $106,600 (-) Land $16,000 Building $90,600 | $134,937 (+3.8%) Land $20,253 Building $114,684 | |
| 2022 | $106,600 Land $16,000 Building $90,600 | $130,000 Land $19,512 Building $110,488 | |
| 2021 | $4,590.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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