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1133 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1133 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1924
Square Footage1,497 sqft Living Area
Lot Size5,680 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$148,000 (2019)
Tax Bill$7,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-22
Alternative APN
  • 150005002100020220000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,497 sqft Living Area
1st Floor761 sqft 1st Floor
2nd Floor736 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,680 sqft (0.13 acres)
Depth X Width142 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area432 sqft Garage
Shed1 Shed
Porch Area376 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1133 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1133 SUMNER AVE, SCHENECTADY, NY 12309-5600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
CAPITAL COMMUNICATIONS FCU
Jan 30, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SEFCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 30, 2019 · Amount on Record
Deed SaleJan 30, 2019 · Amount on Record
Prior SaleNov 29, 2011 · Amount on Record
Deed Doc Number20194420
Deed Book / Page2004 / 623
Record RefreshedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1133 SUMNER AVE, SCHENECTADY, NY 12309-5600
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049026
DateNov 07, 2018
Book Page4876/523
Instrument201849026
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateNov 01, 2023
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.87%
Index1-Year CMT
Margin3
Max Rate9.87%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 30, 2019
Property Address1133 SUMNER AVE, SCHENECTADY, NY 12309-5600
Document Number0000004420
Book / Page002004 / 000623
Instrument DateJan 25, 2019
Instrument4420
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyBROADWAY ABSTRACT CORPORATION, BROADWAY ABSTRACT CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 DEAN ST SCHENECTADY NY 123096206, SCHENECTADY, NY 12309-6206

Mortgage

Document Number4422
DateJan 30, 2019
Book Page004892/000314
Instrument4422
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 29, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,016.00 (+3.71%)$148,100 (-) Land $22,200 Building $125,900$245,239 (+30.82%) Land $36,761 Building $208,478
2023$148,100 (-) Land $22,200 Building $125,900$187,468 (+3.8%) Land $28,101 Building $159,367
2022$148,100 Land $22,200 Building $125,900$180,610 Land $27,073 Building $153,537
2021$6,765.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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