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11301 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11301 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,644 sqft · built 1978
Lot Size0.379 acres (16,519 sqft)
OwnerIndividual Name on File
Last Sale$257,000 (Feb 2019)
Tax Bill$3,674 (2023)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN221-272-47

Property Details

APN / Parcel Number

Primary APN221-272-47

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,644 sqft Heated Area
Gross Area2,252 sqft
1st Floor Area1,644 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area16,519 sqft (0.379 acres)
Garage Area468 sqft
PorchPorch
Porch Area140 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number221-272-47
Street Address11301 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL20 B6 M18-104
Legal SubdivisionWALNUT CRK MAP 01 SEC IIIC
Legal Block6
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract5830

Owner

Source: Mecklenburg County records · APN 221-272-47

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU
Oct 05, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SHARONVIEW FCU
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Feb 12, 2019Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2019 · Amount on Record
Deed SaleFeb 12, 2019 · Amount on Record
Prior SaleDec 19, 2014 · Amount on Record
Deed Document Number0033279308
Deed Book / Page33279 / 308
Record UpdatedJun 07, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135358
DateOct 05, 2017
Book Page32175/232
Instrument2017135358
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135608
DateOct 05, 2017
Book Page32176/846
Instrument2017135608
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueSep 25, 2037

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000198859
DateNov 24, 2020
Book Page35355/922
Instrument2020198859
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 12, 2019
Property Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
Document Number0000015575
Book / Page33279 / 308
Map ReferenceMB 18 PG 104
Instrument DateFeb 12, 2019
Instrument2019015575
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$514.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10830 ASPEN BEND CT APT 816, 10830, CHARLOTTE, NC 28277-3011

Transferred To (Grantee/Buyer)

NameVerified Name
Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729

Mortgage

Document Number0000015576
DateFeb 12, 2019
Instrument2019015576
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11301 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
Document Number0000111222
Instrument DateAug 23, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11301 FIVE CEDARS RD CHARLOTTE NC 282263729, CHARLOTTE, NC 28226-3729

Mortgage

Document Number0000111222
DateAug 31, 2018
Book Page032947/000803
Instrument111222
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 30, 2038

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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