11221 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11221 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 1980
Lot Size0.387 acres (16,887 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (Feb 2006)
Tax Bill$3,469 (2023)
Deeds & MortgagesSep 2020 Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN221-272-48

Property Details

APN / Parcel Number

Primary APN221-272-48

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,575 sqft Heated Area
Gross Area2,165 sqft
1st Floor Area1,439 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area16,887 sqft (0.387 acres)
Garage Area560 sqft
PorchPorch
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number221-272-48
Street Address11221 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL19 B6 M18-104
Legal SubdivisionWALNUT CRK SEC 03
Legal Block6
Legal Lot Number19
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract5830

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11221 FIVE CEDARS RD, CHARLOTTE, NC 28226-3727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2006 · Amount on Record
Deed SaleFeb 14, 2006 · Amount on Record
Deed Document Number0000028288
Deed Book / Page20014 / 0079
Last Transfer DateOct 29, 2019
Transfer Doc0000146034
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11221 FIVE CEDARS RD, CHARLOTTE, NC 28226-3727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000152330
DateSep 21, 2020
Book Page35075/531
Instrument2020152330
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 29, 2019
Property Address11221 FIVE CEDARS RD, CHARLOTTE, NC 28226-3727
Document Number0000146034
Book / Page033985 / 000634
Instrument DateOct 25, 2019
Instrument146034
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11221 FIVE CEDARS RD CHARLOTTE NC 282263727, CHARLOTTE, NC 28226-3727

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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