11316 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11316 Five Cedars Rd, Charlotte, NC 28226 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 1978
Lot Size	0.317 acres (13,814 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2021)
Tax Bill	$3,351 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221-321-21`

Property Details

APN / Parcel Number

Primary APN	`221-321-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,467 sqft Heated Area
Gross Area	1,555 sqft
1st Floor Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,814 sqft (0.317 acres)
Porch	Porch
Porch Area	28 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	221-321-21
Street Address	11316 FIVE CEDARS RD
City	CHARLOTTE
State	NC
Zip	28226-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L21 B8 M18-104
Legal Subdivision	WALNUT CRK
Legal Block	8
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	5830

Owner

Source: Mecklenburg County records · APN 221-321-21

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11316 FIVE CEDARS RD, CHARLOTTE, NC 28226-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2021 · Amount on Record
Deed Sale	Oct 01, 2021 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	0036602397
Deed Book / Page	36602 / 397
Record Updated	Jun 07, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 01, 2021
Property Address	11316 FIVE CEDARS RD, CHARLOTTE, NC 28226-3728
Document Number	0000189244
Book / Page	36602 / 397
Map Reference	MB 18 PG 104
Instrument Date	Oct 01, 2021
Instrument	2021189244
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1065 PENNINGTON DR, LANCASTER, SC 29720-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11316 FIVE CEDARS RD, CHARLOTTE, NC 28226-3728

Mortgage

Document Number	0000189245
Date	Oct 01, 2021
Instrument	2021189245

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11316 FIVE CEDARS RD, CHARLOTTE, NC 28226-3728
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092603
Date	Jun 23, 2020
Book Page	34719/205
Instrument	2020092603

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 25, 2017
Property Address	11316 FIVE CEDARS RD, CHARLOTTE, NC 28226-3728
Document Number	0000099750
Book / Page	31991 / 088
Map Reference	MB18 PG104
Instrument Date	Jul 25, 2017
Instrument	2017099750
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	684 VIDORY GALLOE AVE, 684, CLOVER, SC 29710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11316 FIVE CEDARS RD, CHARLOTTE, NC 28226-3728

Mortgage

Document Number	0000099751
Date	Jul 25, 2017
Instrument	2017099751

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1995–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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