11122 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11122 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1976
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Dec 2016)
Tax Bill$2,837 (2025)
Deeds & MortgagesOct 2017 Mortgage
Apr 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN221-321-04

Property Details

APN / Parcel Number

Primary APN221-321-04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,580 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
PorchFinished/Open Porch
Porch Area72 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11122 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL4 B8 M17-490
Legal SubdivisionWALNUT CRK SEC 03 MAP 01
Legal Block8
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5830

Owner

Source: Mecklenburg County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5101 LAUREL GROVE LN, MATTHEWS, NC 28104-9249
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Apr 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Aug 8, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2016 · Amount on Record
Deed SaleDec 16, 2016 · Amount on Record
Prior SaleMay 8, 1991
Deed Document Number2016171463
Deed Book / Page31427 / 531
Last Transfer DateAug 4, 2017
Transfer Doc0000107090
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11122 FIVE CEDARS RD, CHARLOTTE, NC 28226-3724
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137024
DateOct 10, 2017
Book Page32183/229
Instrument2017137024
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 13, 2018
Property Address11122 FIVE CEDARS RD, CHARLOTTE, NC 28226-3724
Document Number0000044445
Book / Page032602 / 000203
Instrument DateApr 13, 2018
Instrument44445
Transaction TypeTransfer
Record UpdatedMay 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5101 LAUREL GROVE LN MATTHEWS NC 281049249, MATTHEWS, NC 28104-9249

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateAug 8, 2017
Property Address11122 FIVE CEDARS RD, CHARLOTTE, NC 28226-3724
Document Number0000107090
Book / Page032028 / 000938
Instrument DateAug 4, 2017
Instrument107090
Transaction TypeTransfer
Record UpdatedDec 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5101 LAUREL GROVE LN WEDDINGTON NC 281049249, WEDDINGTON, NC 28104-9249

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00$347,300 Land $75,000 Building $272,300$347,300 Land $75,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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