11307 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11307 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 1978
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Aug 2022)
Tax Bill$2,851 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN221-272-46

Property Details

APN / Parcel Number

Primary APN221-272-46

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,611 sqft Living Area
1st Floor Area1,611 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
PorchFinished/Open Porch
Porch Area72 sqft
Deck Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11307 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL21B6M18-104 11307 FIVE CEDARS
Legal SubdivisionWALNUT CREEK
Legal Block6
Legal Lot Number21
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract5830

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11307 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleSep 21, 1981 · Amount on Record
Deed Document Number2022124955
Deed Book / Page37613 / 32
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 31, 2022
Property Address11307 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729
Document Number0000124955
Book / Page37613 / 32
Map ReferenceMB 18 PG 104
Instrument DateAug 31, 2022
Instrument2022124955
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5058 FENWICK CT, LANCASTER, SC 29720-8611

Transferred To (Grantee/Buyer)

NameVerified Name
Address11307 FIVE CEDARS RD, CHARLOTTE, NC 28226-3729

Mortgage

Document Number0000124956
DateAug 31, 2022
Instrument2022124956
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$356,300 Land $75,000 Building $281,300$356,300 Land $75,000 Building $281,300
2024$2,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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