113 Sun Drop Ln, Georgetown, KY 40324 Property Records

Scott County property record for 113 Sun Drop Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2019)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`192-10-199.044`

Property Details

APN / Parcel Number

Primary APN	`192-10-199.044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	113 SUN DROP LN
City	GEORGETOWN
State	KY
Zip	40324-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTON PLACE
Legal Subdivision	SUTTON PLACE
Legal Lot Number	44
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40205

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 SUN DROP LN, GEORGETOWN, KY 40324-8398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2019	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Nov 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	2019409286
Deed Book / Page	410 / 839
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 9, 2019
Property Address	113 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	D410/839
Book / Page	D410 / 839
Map Reference	CAB 12 SL 141
Instrument Date	Dec 5, 2019
Instrument	409286
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 E SHOWALTER DR, 236, GEORGETOWN, KY 40324-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	409287
Date	Dec 9, 2019
Instrument	409287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 3, 2019
Property Address	113 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	D402/686
Book / Page	D402 / 686
Map Reference	CAB 12 SL 141
Instrument Date	Dec 28, 2018
Instrument	395370
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	395371
Date	Jan 3, 2019
Instrument	395371

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 21, 2018
Property Address	113 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	D401/785
Book / Page	D401 / 785
Map Reference	CAB12 SL141
Instrument Date	Nov 10, 2018
Instrument	394109
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 SHARKEY WAY, LEXINGTON, KY 40511-2028
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,400 (-)	$226,400 (-)
2025	$2,016.00 (+5.94%)	$226,400 (+7.86%)	$226,400 (+7.86%)
2023	$1,903.00 (+12.54%)	$209,900 (+7.64%) Land $45,000 Building $164,900	$209,900 (+7.64%) Land $45,000 Building $164,900
2022	$1,691.00	$195,000 Land $42,000 Building $153,000	$195,000 Land $42,000 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2015)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

113 Sun Drop Ln, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sun Drop Ln

Nearby Streets

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