Scott County property record for 110 Sun Drop Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,115 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,814 (Feb 2019) |
| Tax Bill | $2,655 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-199.056 |
| Primary APN | 192-10-199.056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 110 SUN DROP LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUTTON PLACE |
| Legal Subdivision | SUTTON PLACE |
| Legal Lot Number | 56 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 29, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 4, 2019 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Nov 21, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on Record |
| Deed Sale | Feb 4, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2018 · Amount on Record |
| Deed Document Number | 2019396277 |
| Deed Book / Page | 403 / 146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 0M1775/742 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | M1775/742 |
| Instrument | 495410 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 27, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | M1628/168 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | M1628/168 |
| Instrument | 440124 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | M1470/347 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | M1470/347 |
| Instrument | 407430 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | M1574/54 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | M1574/54 |
| Instrument | 427113 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 4, 2019 |
| Property Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | D403/146 |
| Book / Page | D403 / 146 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 396277 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028 |
| Name | Verified Name |
|---|---|
| Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 396278 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 396278 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 21, 2018 |
| Property Address | 110 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | D401/788 |
| Book / Page | D401 / 788 |
| Map Reference | CAB12 SL141 |
| Instrument Date | Nov 10, 2018 |
| Instrument | 394110 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028 |
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, LEXINGTON, KY 40511-2028 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,100 (-) | $298,100 (-) | |
| 2025 | $2,655.00 (+6.93%) | $298,100 (+8.84%) | $298,100 (+8.84%) |
| 2023 | $2,483.00 (+20.89%) | $273,900 (+15.66%) Land $45,000 Building $228,900 | $273,900 (+15.66%) Land $45,000 Building $228,900 |
| 2022 | $2,054.00 | $236,814 Land $42,000 Building $194,814 | $236,814 Land $42,000 Building $194,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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