Scott County property record for 108 Sun Drop Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,959 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Aug 2025) |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2025 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-199.055 |
| Primary APN | 192-10-199.055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,959 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 108 SUN DROP LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUTTON PLACE |
| Legal Subdivision | SUTTON PLACE |
| Legal Lot Number | 57 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 SHANNON CT, LEXINGTON, KY 40511-8649 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Aug 5, 2025 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU |
| Dec 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU |
| Apr 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Aug 16, 2019 | Deed, Transfer |
| Jan 30, 2019 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Jun 26, 2024 · Amount on Record |
| Deed Document Number | 2025550838 |
| Deed Book / Page | 459 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 0000589026 |
| Book / Page | 1901 / 307 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026589026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Investor | Possibly a Property Investor |
| Document Number | 0000589026, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 1901/307 |
| Instrument | 2026589026 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 5, 2025 |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 00D459/478 |
| Book / Page | D459 / 478 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 550838 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, ROSS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 MIXON DR, FORT WALTON BEACH, FL 32547-1045 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 220 SHANNON CT, LEXINGTON, KY 40511-8649 |
| Document Number | 0000550844 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 550844 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M1745/55 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | M1745/55 |
| Instrument | 475753 |
| Name | UNITED STATES FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1722/783 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | M1722/783 |
| Instrument | 464160 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Name | Verified Name |
|---|
| Document Number | M1499/482 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | M1499/482 |
| Instrument | 414052 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | THE LAND GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | M1609/274 |
|---|---|
| Date | May 25, 2021 |
| Book Page | M1609/274 |
| Instrument | 436259 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 16, 2019 |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | D408/138 |
| Book / Page | D408 / 138 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Aug 10, 2019 |
| Instrument | 403691 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028 |
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, LEXINGTON, KY 40511-2028 |
| Mail Care Of | HARRMONY HB |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 30, 2019 |
| Property Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | D403/096 |
| Book / Page | D403 / 096 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 396105 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028 |
| Name | Verified Name |
|---|---|
| Address | 108 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 396106 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 396106 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,000 (+2.82%) | $365,000 (+2.82%) | |
| 2025 | $3,161.00 (+32.54%) | $355,000 (+34.93%) | $355,000 (+34.93%) |
| 2023 | $2,385.00 (+21.56%) | $263,100 (+16.3%) Land $45,000 Building $218,100 | $263,100 (+16.3%) Land $45,000 Building $218,100 |
| 2022 | $1,962.00 | $226,222 Land $42,000 Building $184,222 | $226,222 Land $42,000 Building $184,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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