Scott County property record for 115 Sun Drop Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba |
| Lot Size | 0.165 acres (7,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,580 (Mar 2020) |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-199.045 |
| Primary APN | 192-10-199.045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,729 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 7,223 sqft (0.165 acres) |
| Street Address | 115 SUN DROP LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUTTON PLACE |
| Legal Subdivision | SUTTON PLACE |
| Legal Lot Number | 45 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CU INC |
| Dec 27, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on Record |
| Deed Sale | Mar 16, 2020 · Amount on Record |
| Prior Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 2020413181 |
| Deed Book / Page | 413 / 20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 16, 2020 |
| Property Address | 115 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 000D413/20 |
| Book / Page | D413 / 20 |
| Map Reference | MB 12 SL 141 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 413181 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 0000413182 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 413182 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 27, 2019 |
| Property Address | 115 SUN DROP LN, GEORGETOWN, KY 40324-8398 |
| Document Number | 00D411/410 |
| Book / Page | D411 / 410 |
| Map Reference | CAB 12 SL 141 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 410043 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, 1720, LEXINGTON, KY 40511-2028 |
| Name | Verified Name |
|---|---|
| Address | 1720 SHARKEY WAY, LEXINGTON, KY 40511-2028 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,900 (-) | $268,900 (-) | |
| 2025 | $2,395.00 (+6.73%) | $268,900 (+8.6%) | $268,900 (+8.6%) |
| 2023 | $2,244.00 (+14.2%) | $247,600 (+9.28%) Land $45,000 Building $202,600 | $247,600 (+9.28%) Land $45,000 Building $202,600 |
| 2022 | $1,965.00 | $226,580 Land $42,000 Building $184,580 | $226,580 Land $42,000 Building $184,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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