117 Sun Drop Ln, Georgetown, KY 40324 Property Records

Scott County property record for 117 Sun Drop Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,982 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$372,500 (Jan 2026)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jan 2026 Sale Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`192-10-199.046`

Property Details

APN / Parcel Number

Primary APN	`192-10-199.046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,982 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	117 SUN DROP LN
City	GEORGETOWN
State	KY
Zip	40324-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTON PLACE
Legal Subdivision	SUTTON PLACE
Legal Lot Number	46
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40205

Owner

117 Sun Drop Ln is owner-occupied and held in a trust since January 2026.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Warranty Deed, Transfer METRO TITLE LLC
Jan 7, 2026	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Jul 12, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 30, 2023	Warranty Deed, Transfer ACUITY TITLE
Apr 12, 2021	Deed, Transfer · VA Mortgage USAA FSB
Mar 2, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on File
Deed Sale	Jan 7, 2026 · Amount on File
Prior Sale	Jan 7, 2026 · Amount on File
Deed Document Number	2026567649
Deed Book / Page	463 / 195
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 7, 2026
Property Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D463/190
Book / Page	D463 / 190
Map Reference	CAB 12 SL 141
Instrument Date	Nov 17, 2025
Instrument	567644
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$372.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 7, 2026
Property Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D463/195
Book / Page	D463 / 195
Map Reference	CAB 12 S 141
Instrument Date	Nov 17, 2025
Instrument	567649
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	0000567653
Date	Jan 7, 2026
Instrument	567653

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 12, 2023
Property Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D443/139
Book / Page	D443 / 139
Map Reference	CAB 12 SL 141
Instrument Date	Jun 21, 2023
Instrument	476350
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	0000476351
Date	Jul 12, 2023
Instrument	476351

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 30, 2023
Property Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D442/791
Book / Page	D442 / 791
Map Reference	CAB 12 SL 141
Instrument Date	Jun 6, 2023
Instrument	475719
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Tax	$358.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492
Investor	Possibly a Property Investor

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 12, 2021
Property Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	000D423/99
Book / Page	D423 / 99
Instrument Date	Apr 9, 2021
Instrument	432690
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 PROVIDENCE PLACE PKWY STE 250, 1255, LEXINGTON, KY 40511-8378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398

Mortgage

Document Number	0000432691
Date	Apr 12, 2021
Instrument	432691

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 2, 2021
Property Address	117 SUN DROP LN, GEORGETOWN, KY 40324-8398
Document Number	00D422/110
Book / Page	D422 / 110
Map Reference	CAB 12 SL 141
Instrument Date	Feb 26, 2021
Instrument	429342
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 PROVIDENCE PLACE PKWY, 1255, LEXINGTON, KY 40511-8379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PROVIDENCE PLACE PKWY, LEXINGTON, KY 40511-8379
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 117 Sun Drop Ln was $3,192.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,500 (+3.93%)	$372,500 (+3.93%)
2025	$3,192.00	$358,400	$358,400
2023	$2,492.00 (+5.55%)	$274,920 (+1%) Land $54,720 Building $220,200	$274,920 (+1%) Land $54,720 Building $220,200
2022	$2,361.00	$272,190 Land $54,720 Building $217,470	$272,190 Land $54,720 Building $217,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Sun Drop Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2015)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Sun Drop Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

117 Sun Drop Ln, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sun Drop Ln

Nearby Streets

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