Schenectady County and Schenectady City property record for 108 de Graff St, Schenectady, NY 12308
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 2,116 sqft · built 1910 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500 (May 2015) |
| Tax Bill | $404 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-2-83 |
| Primary APN | 421500 39.82-2-83 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 441 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 DE GRAFF ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3204 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 83.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2980 PARK AVE, BRONX, NY 10451-1917 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Mar 16, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2015 · Amount on Record |
| Deed Sale | May 7, 2015 · Amount on Record |
| Prior Sale | May 24, 2001 · Amount on Record |
| Deed Document Number | 201518876 |
| Deed Book / Page | 1914 / 87 |
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 0000013821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 108 DE GRAFF ST, SCHENECTADY, NY 12308-3204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000028800 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 5305/714 |
| Instrument | 202328800 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 16, 2022 |
| Property Address | 108 DE GRAFF ST, SCHENECTADY, NY 12308-3204 |
| Document Number | 0000013821 |
| Book / Page | 2080 / 793 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 202213821 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 STATE ST, 433, SCHENECTADY, NY 12305-2322 |
| Name | Verified Name |
|---|---|
| Address | 106 DE GRAFF ST, SCHENECTADY, NY 12308-3204 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404.00 (+0.75%) | ||
| 2025 | $401.00 | $9,800 (-) Land $9,800 | $16,228 (+30.82%) Land $16,228 |
| 2023 | $9,800 Land $9,800 | $12,405 Land $12,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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