113 3rd St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 113 3rd St, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,925 sqft · built 2005
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Aug 2026)
Tax Bill	$8,062 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04260-010-000`

Property Details

APN / Parcel Number

Primary APN	`04260-010-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,925 sqft Living Area
1st Floor Area	225 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	1,365 sqft
Carport	Carport
Carport Area	1,365 sqft
Driveway	Driveway
Driveway Area	1,200 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Florida Room
Porch Area	812 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 3RD ST
City	MEXICO BEACH
State	FL
Zip	32456-0190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB02
Legal Description	MEXICO BEACH U-1 LOT 19 BLK 3 ORB 4082 P 927
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH
Legal Block	3
Legal Lot Number	19
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1109
Census Tract	600

Owner

Source: Bay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24594 N 123RD PL, SCOTTSDALE, AZ 85255-0414
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE
Jan 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	202648383
Deed Book / Page	5065 / 260
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0038292367
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 6, 2026
Property Address	113 3RD ST, MEXICO BEACH, FL 32456-0190
Document Number	0000048383
Book / Page	5065 / 260
Instrument Date	Jul 31, 2026
Instrument	202648383
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$989,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	24594 N 123RD PL, SCOTTSDALE, AZ 85255-0414

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	113 3RD ST, MEXICO BEACH, FL 32456-0190
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 C WOMACK RD, C, PORTLAND, TN 37148-5454

Mortgage

Document Number	0043651023
Date	Feb 19, 2021
Book Page	4365/1023
Instrument	2021011869

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 24, 2019
Property Address	113 3RD ST, MEXICO BEACH, FL 32456-0190
Document Number	0040820927
Book / Page	004082 / 000927
Instrument Date	Jan 21, 2019
Instrument	9261
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159C WOMACK RD PORTLAND TN 371485454, PORTLAND, TN 37148-5454

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,062.00 (+3.33%)	$435,777 (-22.73%)	$620,113 (+9.96%) Land $215,000 Building $405,113
2024	$7,802.00 (+7.01%)
2023	$7,291.00 (+16.81%)	$563,951 (+19.95%) Land $233,750 Building $330,201	$563,951 (+19.95%) Land $233,750 Building $330,201
2022	$6,242.00	$470,142 Land $163,250 Building $306,892	$470,142 Land $163,250 Building $306,892

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Xfinity.

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