Bay County property record for 120 3rd St, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,752 sqft · built 1986 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (May 1997) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04241-000-000 |
| Primary APN | 04241-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Heated Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 1,104 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 432 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 120 3RD ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-0176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB02 |
| Legal Description | MEXICO BEACH UNIT # 1 LOT 1 BLK 2 ORB 4275 P 352 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 3RD ST, MEXICO BEACH, FL 32456-0176 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 1997 · Amount on Record |
| Deed Sale | May 21, 1997 · Amount on Record |
| Deed Document Number | 0017091011 |
| Deed Book / Page | 04241 |
| Last Transfer Date | Jul 17, 2020 |
| Transfer Doc | 0042750352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 120 3RD ST, MEXICO BEACH, FL 32456-0176 |
| Document Number | 0042750352 |
| Book / Page | 004275 / 000352 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 46470 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 120 3RD ST MEXICO BEACH FL 324560176, MEXICO BEACH, FL 32456-0176 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+5.96%) Homeowner's exemption | $175,773 (+8.92%) | $351,124 (+3.55%) Land $215,000 Building $136,124 |
| 2023 | $2,046.00 (+6.84%) Homeowner's exemption | $161,372 (+3%) | $339,082 (+30.84%) Land $233,750 Building $105,332 |
| 2022 | $1,915.00 Homeowner's exemption | $156,672 | $259,164 Land $163,250 Building $95,914 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures