115 3rd St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 115 3rd St, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,296 sqft · built 2021
Lot Size	0.171 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$929,000 (Mar 2022)
Tax Bill	$14,331 (2025)
Deeds & Mortgages	Mar 2022 Sale Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04260-000-000`

Property Details

APN / Parcel Number

Primary APN	`04260-000-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,296 sqft Total Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	864 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	115 3RD ST
City	MEXICO BEACH
State	FL
Zip	32456-0190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB02
Legal Description	MEXICO BEACH UNIT#1 LOT 18 BLK 3 ORB 4536 P 1000
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH
Legal Block	3
Legal Lot Number	18
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1109
Census Tract	600

Owner

115 3rd St is owned by two individuals who bought it in March 2022.

Source: Bay County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	626 OAK ST, EASTMAN, GA 31023-6746
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Prior Sale	Jul 8, 2021
Deed Document Number	2022018792
Deed Book / Page	4536 / 1000
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 14, 2022
Property Address	115 3RD ST, MEXICO BEACH, FL 32456-0190
Document Number	0045361000
Book / Page	4536 / 1000
Map Reference	MB 7 PG 5
Instrument Date	Mar 7, 2022
Instrument	2022018792
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,503.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 NASHVILLE PIKE # PIKE7D, PIKE7D, GALLATIN, TN 37066-7127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 OAK ST, EASTMAN, GA 31023-6746

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 8, 2021
Property Address	115 3RD ST, MEXICO BEACH, FL 32456-0190
Document Number	0044310532
Book / Page	4431 / 532
Map Reference	MB 7 PG 5
Instrument Date	Jul 6, 2021
Instrument	2021052153
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159C WOMACK RD, PORTLAND, TN 37148-5454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NASHVILLE PIKE STE 7D, 7D, GALLATIN, TN 37066-3194

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 5, 2019
Property Address	115 3RD ST, MEXICO BEACH, FL 32456-0190
Document Number	0041871775
Book / Page	004187 / 001775
Instrument Date	Oct 26, 2019
Instrument	96321
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 WOMACK RD #C PORTLAND TN 371485454, C, PORTLAND, TN 37148-5454

Tax Assessment & Valuation

The 2025 property tax bill for 115 3rd St was $14,331.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,331.00	$882,279 Land $215,000 Building $667,279	$882,279 Land $215,000 Building $667,279
2023	$13,452.00 (+94.03%)	$784,741 (+88.62%) Land $233,750 Building $550,991	$784,741 (+88.62%) Land $233,750 Building $550,991
2022	$6,933.00	$416,048 Land $163,250 Building $252,798	$416,048 Land $163,250 Building $252,798

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 3rd St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Xfinity.

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