100 3rd St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 100 3rd St, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,346 sqft · built 1997
Lot Size	0.114 acres (4,965 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Aug 2023)
Tax Bill	$10,507 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04244-010-000`

Property Details

APN / Parcel Number

Primary APN	`04244-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,346 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,965 sqft (0.114 acres)
Lot Dimensions	50 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,106 sqft
Driveway	Driveway
Driveway Area	540 sqft

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	140 sqft
Patio Area	280 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	100 3RD ST
City	MEXICO BEACH
State	FL
Zip	32456-0176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB01
Legal Description	MEXICO BEACH UNIT # 1 N 50 LOT 1 & N 50 LOT 2 BLK 3 ORB 4785 P 3
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH
Legal Block	3
Legal Lot Number	1,2
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1095
Census Tract	600

Owner

Source: Bay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 EDWARD CT, CHILLICOTHE, OH 45601-1013
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 21, 2024	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	202348552
Deed Book / Page	4716 / 404
Last Transfer Date	Sep 22, 2026
Transfer Doc	0000059981
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Sep 28, 2026
Property Address	100 3RD ST, MEXICO BEACH, FL 32456-0176
Document Number	0000059981
Book / Page	5083 / 197
Instrument Date	Sep 22, 2026
Instrument	202659981
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4 EDWARD CT, CHILLICOTHE, OH 45601-1013

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 21, 2024
Property Address	100 3RD ST, MEXICO BEACH, FL 32456-0176
Document Number	0047850003
Book / Page	4785 / 3
Map Reference	MB 7 PG 5
Instrument Date	Mar 14, 2024
Instrument	2024016328
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 EDWARD CT, CHILLICOTHE, OH 45601-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EDWARD CT, CHILLICOTHE, OH 45601-1013

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 2, 2023
Property Address	100 3RD ST, MEXICO BEACH, FL 32456-0176
Document Number	0047160404
Book / Page	4716 / 404
Map Reference	MB 7 PG 5
Instrument Date	Jul 26, 2023
Instrument	2023048552
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 N TROPICAL TRL # TRL109, TRL109, MERRITT ISLAND, FL 32953-6022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EDWARD CT, CHILLICOTHE, OH 45601-1013

Mortgage

Document Number	0004716406
Date	Aug 2, 2023
Instrument	4716/406

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,507.00	$646,859 (+354.93%) Land $253,700 Building $393,159	$646,859 (+59.21%) Land $253,700 Building $393,159
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,190 (+2.58%)	$406,283 (+29.82%) Land $275,825 Building $130,458
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$138,609	$312,964 Land $192,635 Building $120,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Xfinity.

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