11277 Berning Ter, Oxford, FL 34484 Property Records

Sumter County property record for 11277 Berning Ter, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2019
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$232,200 (Oct 2021)
Tax Bill	$4,048 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`D18C310`

Property Details

APN / Parcel Number

Primary APN	`D18C310`
Alternative APN	`1075469`

Interior

Building Area	2,003 sqft Heated Area

Exterior

Year Built	Built 2019
Construction Type	Steel Frame
Lot Area	7,000 sqft (0.16 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	251 sqft

Location & Zoning

Account Number	1075469
Street Address	11277 BERNING TER
City	OXFORD
State	FL
Zip	34484-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 310 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range	23E
Legal Township	18S
Legal Section	18
Legal Subdivision	OXFORD OAKS PH 2 UN 833
Legal Phase	2
Legal Lot Number	310
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2051
Census Tract	910100

Owner

Source: Sumter County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 86, EASTLAKE WEIR, FL 32133-0086
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	202160056912
Deed Book / Page	4121 / 230
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 15, 2021
Property Address	11277 BERNING TER, OXFORD, FL 34484-3556
Document Number	0041210230
Book / Page	4121 / 230
Map Reference	MB 16 PG 17&17A-17D
Instrument Date	Sep 30, 2021
Instrument	202160056912
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 LAUREL MANOR DR STE 130, 1950, THE VILLAGES, FL 32162-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 86, EASTLAKE WEIR, FL 32133-0086

Mortgage

Document Number	4121232
Date	Oct 15, 2021
Instrument	4121/232

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 29, 2019
Property Address	11277 BERNING TER, OXFORD, FL 34484-3556
Document Number	0035440729
Book / Page	003544 / 000729
Instrument Date	Mar 15, 2019
Instrument	60011427
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,895.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1950 LAUREL MANOR DR #130 THE VILLAGES FL 321625602, 130, THE VILLAGES, FL 32162-5602

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,850 (+22.71%) Land $15,750 Building $275,100	$290,850 (+22.71%) Land $15,750 Building $275,100
2024	$4,048.00 (+24.32%)
2023	$3,256.00 (+1.91%)	$237,020 (+3.41%) Land $15,750 Building $221,270	$237,020 (+3.41%) Land $15,750 Building $221,270
2022	$3,195.00	$229,210 Land $15,000 Building $214,210	$229,210 Land $15,000 Building $214,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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