Sumter County property record for 11275 Berning Ter, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,575 sqft · built 2019 |
| Lot Size | 0.188 acres (8,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (May 2021) |
| Tax Bill | $3,753 (2024) |
| Deeds & Mortgages | May 2021 Sale Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D18C309 |
| Primary APN | D18C309 |
|---|---|
| Alternative APN |
|
| Building Area | 1,575 sqft Heated Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Construction Type | Concrete |
| Lot Area | 8,205 sqft (0.188 acres) |
| Garage Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 205 sqft |
| Account Number | 1075468 |
|---|---|
| Street Address | 11275 BERNING TER |
| City | OXFORD |
| State | FL |
| Zip | 34484-3556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 309 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 309 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 910100 |
Source: Sumter County records · APN D18C309
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 162563, AUSTIN, TX 78716-2563 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Warranty Deed, Transfer AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT |
| Nov 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 202160025775 |
| Deed Book / Page | 3998 / 221 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 10, 2021 |
| Property Address | 11275 BERNING TER, OXFORD, FL 34484-3556 |
| Document Number | 0039980221 |
| Book / Page | 3998 / 221 |
| Map Reference | MB 16 PG 17&17A-17D |
| Instrument Date | Apr 23, 2021 |
| Instrument | 202160025775 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,876.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 162563, AUSTIN, TX 78716-2563 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 11275 BERNING TER, OXFORD, FL 34484-3556 |
| Document Number | 0036570568 |
| Book / Page | 3657 / 0568 |
| Map Reference | MB 16 PG 17,17A-17D |
| Instrument Date | Nov 01, 2019 |
| Instrument | 201960044412 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,587.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 11275 BERNING TER, OXFORD, FL 34484-3556 |
| Investor | Possibly a Property Investor |
| Document Number | 0003657569 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 3657/569 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Sumter County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,480 (-9.92%) Land $18,460 Building $234,020 | $252,480 (-9.92%) Land $18,460 Building $234,020 | |
| 2024 | $3,753.00 (+8.16%) | ||
| 2023 | $3,470.00 (+15.32%) | $280,280 (+30.16%) Land $18,460 Building $261,820 | $280,280 (+30.16%) Land $18,460 Building $261,820 |
| 2022 | $3,009.00 | $215,340 Land $15,000 Building $200,340 | $215,340 Land $15,000 Building $200,340 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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