Sumter County property record for 11276 Berning Ter, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,576 sqft · built 2019 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $372,000 (Apr 2023) |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181823D18C319 |
| Primary APN | 181823D18C319 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,576 sqft Living Area |
|---|---|
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 321 sqft |
| Street Address | 11276 BERNING TER |
|---|---|
| City | OXFORD |
| State | FL |
| Zip | 34484-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 319 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PHASE TWO |
| Legal Lot Number | 319 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 910100 |
Source: Sumter County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11276 BERNING TER, OXFORD, FL 34484-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| Apr 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Prior Sale | Oct 7, 2021 · Amount on Record |
| Deed Document Number | 202313857 |
| Deed Book / Page | 4447 / 104 |
| Last Transfer Date | Jun 14, 2023 |
| Transfer Doc | 0044900375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 11276 BERNING TER, OXFORD, FL 34484-3555 |
| Document Number | 0044900375 |
| Book / Page | 4490 / 375 |
| Map Reference | MB 16 PG 17,17A-17D |
| Instrument Date | Jun 14, 2023 |
| Instrument | 202360025072 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11276 BERNING TER, OXFORD, FL 34484-3555 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 11276 BERNING TER, OXFORD, FL 34484-3555 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Apr 12, 2023 |
| Property Address | 11276 BERNING TER, OXFORD, FL 34484-3555 |
| Document Number | 0044470104 |
| Book / Page | 4447 / 104 |
| Map Reference | MB 16 PG 17&17A-17D |
| Instrument Date | Apr 5, 2023 |
| Instrument | 202360013857 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,604.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 EDGEWATER DR, INVERNESS, FL 34453-1495 |
| Name | Verified Name |
|---|---|
| Address | 11276 BERNING TER, OXFORD, FL 34484-3555 |
| Document Number | 0004447106 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 4447/106 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,393.00 (+5.23%) Homeowner's exemption | $190,580 (-11.3%) | $263,290 (+2.14%) Land $15,750 Building $247,540 |
| 2024 | $2,274.00 (-6.3%) | ||
| 2023 | $2,427.00 (+2.66%) Additional exemption filed | $214,870 (+3%) | $257,770 (+23.56%) Land $15,750 Building $242,020 |
| 2022 | $2,364.00 Homeowner's exemption | $208,620 Land $15,000 Building $193,620 | $208,620 Land $15,000 Building $193,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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