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11282 Berning Ter, Oxford, FL 34484 Property Records

Sumter County property record for 11282 Berning Ter, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,003 sqft · built 2019
Lot Size0.169 acres (7,398 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Apr 2021)
Tax Bill$3,107 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2019 Sale
Flood ZoneZone X (minimal risk)
APND18C316

Property Details

APN / Parcel Number

Primary APND18C316
Alternative APN
  • 1075475

Interior

Building Area2,003 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Construction TypeSteel Frame
Lot Area7,398 sqft (0.169 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area259 sqft

Location & Zoning

Account Number1075475
Street Address11282 BERNING TER
CityOXFORD
StateFL
Zip34484-3555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 316 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PH 2 UN #833
Legal Phase2
Legal Lot Number316
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2038
Census Tract910100

Owner

Source: Sumter County records · APN D18C316

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address11282 BERNING TER, OXFORD, FL 34484-3555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC
Mar 25, 2019Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleMar 25, 2019 · Amount on Record
Deed Document Number202160021787
Deed Book / Page3982 / 526
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 20, 2021
Property Address11282 BERNING TER, OXFORD, FL 34484-3555
Document Number0039820526
Book / Page3982 / 526
Map ReferenceMB 16 PG 17,17A-17D
Instrument DateMar 31, 2021
Instrument202160021787
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1950 LAUREL MANOR DR STE 130, 1950, THE VILLAGES, FL 32162-5602

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11282 BERNING TER, OXFORD, FL 34484-3555

Mortgage

Document Number3982527
DateApr 20, 2021
Instrument3982/527
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateMar 25, 2019
Property Address11282 BERNING TER, OXFORD, FL 34484-3555
Document Number0035410488
Book / Page003541 / 000488
Instrument DateMar 13, 2019
Instrument60010317
Transaction TypeTransfer
Record UpdatedApr 22, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,509.81
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1950 LAUREL MANOR DR #130 THE VILLAGES FL 321625602, 130, THE VILLAGES, FL 32162-5602

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$255,270 (+5.98%)$339,590 (+13.94%) Land $16,650 Building $322,940
2024$3,107.00 (+12.17%)
2023$2,770.00 (+2.52%) Additional exemption filed$240,860 (+3%)$298,030 (+27.44%) Land $16,650 Building $281,380
2022$2,702.00 Homeowner's exemption$233,850 Land $15,000 Building $218,850$233,850 Land $15,000 Building $218,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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