11283 Berning Ter, Oxford, FL 34484 Property Records

Sumter County property record for 11283 Berning Ter, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2019
Lot Size	0.156 acres (6,814 sqft)
Owner	Company Name on Record
Last Sale	$309,000 (Mar 2022)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Mar 2022 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181823D18C313`

Property Details

APN / Parcel Number

Primary APN	`181823D18C313`
Alternative APNs	`D18C313` `1075472`

Interior

Building Area	1,536 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	6,814 sqft (0.156 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	205 sqft

Location & Zoning

Street Address	11283 BERNING TER
City	OXFORD
State	FL
Zip	34484-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 313 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range	23E
Legal Township	18S
Legal Section	18
Legal Subdivision	OXFORD OAKS PHASE TWO
Legal Lot Number	313
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2051
Census Tract	910100

Owner

Source: Sumter County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11283 BERNING TER, OXFORD, FL 34484-3556
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	202214014
Deed Book / Page	4227 / 230
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 18, 2022
Property Address	11283 BERNING TER, OXFORD, FL 34484-3556
Document Number	0042270230
Book / Page	4227 / 230
Map Reference	MB 16 PG 17&17A-17D
Instrument Date	Mar 7, 2022
Instrument	202260014014
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3341 TRULUCK PL, 3341, OXFORD, FL 34484-3493

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Nov 12, 2020
Property Address	11283 BERNING TER, OXFORD, FL 34484-3556
Document Number	0038640133
Book / Page	3864 / 133
Map Reference	MB 16 PG 17&17A-17D
Instrument Date	Oct 23, 2020
Instrument	202060049733
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11283 BERNING TER, OXFORD, FL 34484-3556

Mortgage

Document Number	0003864134
Date	Nov 12, 2020
Instrument	3864/134

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (+2.14%)	$249,620 (+4.23%) Land $15,330 Building $234,290	$249,620 (+4.23%) Land $15,330 Building $234,290
2024	$3,689.00 (+12.2%)
2023	$3,288.00 (+20.57%)	$239,480 (+23.24%) Land $15,330 Building $224,150	$239,480 (+23.24%) Land $15,330 Building $224,150
2022	$2,727.00	$194,320 Land $15,000 Building $179,320	$194,320 Land $15,000 Building $179,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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