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11106 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11106 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 1976
Lot Size0.255 acres (11,111 sqft)
OwnerCompany Name on Record
Last Sale$167,000 (Aug 2017)
Tax Bill$3,275 (2023)
Deeds & MortgagesOct 2020 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN221-321-02

Property Details

APN / Parcel Number

Primary APN221-321-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,508 sqft Heated Area
Gross Area1,536 sqft
1st Floor Area1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,111 sqft (0.255 acres)
PorchPorch
Porch Area28 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number221-321-02
Street Address11106 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL2 B8 M17-490
Legal SubdivisionWALNUT CRK SEC 03 MAP 01
Legal Block8
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5830

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage
MORGAN STANLEY MTG CAP HLDGS L
Aug 28, 2017Warranty Deed, Transfer
INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleApr 28, 2016
Deed Document Number0032075883
Deed Book / Page32075 / 883
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11106 FIVE CEDARS RD, CHARLOTTE, NC 28226-3724
Document Number0000174482
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11106 FIVE CEDARS RD CHARLOTTE NC 282263724, CHARLOTTE, NC 28226-3724
InvestorPossibly a Property Investor

Mortgage

Document Number0000174482
DateOct 21, 2020
Book Page035210/000454
Instrument174482
Lender
NameMORGAN STANLEY MTG CAP HLDGS L
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
AmountAmount Recorded
Term60 Months
DueOct 20, 2025

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 28, 2017
Property Address11106 FIVE CEDARS RD, CHARLOTTE, NC 28226-3724
Document Number0000116515
Book / Page032075 / 000883
Instrument DateAug 28, 2017
Instrument116515
Transaction TypeTransfer
Record UpdatedSep 7, 2017
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
Tax$334.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address225 TOWNPARK DR NW #100 KENNESAW GA 301445885, 100, KENNESAW, GA 30144-5885
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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