1120 12th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1120 12th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,225 sqft · built 1952
Lot Size	0.239 acres (10,435 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Oct 2022)
Tax Bill	$2,058 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`090-0153-00240`

Property Details

APN / Parcel Number

Primary APN	`090-0153-00240`
Alternative APNs	`1130661` `1137996`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,225 sqft Gross Area
1st Floor Area	1,004 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,435 sqft (0.239 acres)
Garage Area	253 sqft

Exterior Amenities

Porch	Porch
Porch Area	115 sqft
Deck Area	128 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1137996
Street Address	1120 12TH ST S
City	VIRGINIA
State	MN
Zip	55792-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 INC PART OF ALLEY ADJ & INC OUTLOT BINC PART OF ALLY ADJ DESC AS BEG AT SE COR OFLOT 5 BLK 2 THENCE WLY ALONG S LINE
Legal Subdivision	SUNSET ADDITION TO VIRGINIA
Legal Block	2
Legal Lot Number	5B
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3037
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 12TH ST S, VIRGINIA, MN 55792-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 22, 2022	Affidavit of Death of Joint Tenant, Transfer ALL AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20221062061
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 5, 2022
Property Address	1120 12TH ST S, VIRGINIA, MN 55792-3230
Document Number	0001062061
Instrument Date	Sep 28, 2022
Instrument	1062061
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$486.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 12TH ST S, VIRGINIA, MN 55792-3230

Mortgage

Document Number	0001062062
Date	Oct 5, 2022
Instrument	1062062

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2022
Property Address	1120 12TH ST S, VIRGINIA, MN 55792-3230
Document Number	0001058054
Instrument Date	Mar 29, 2022
Instrument	1058054
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,058.00 (+39.43%) Homeowner's exemption Disabled Person's exemption
2025	$1,476.00 (-14.98%) Homeowner's exemption Disabled Person's exemption	$185,400 (+18.09%) Land $11,000 Building $174,400	$185,400 (+18.09%) Land $11,000 Building $174,400
2024	$1,736.00	$157,000 (+47.14%) Land $9,500 Building $147,500	$157,000 (+47.14%) Land $9,500 Building $147,500
2022		$106,700 Land $9,500 Building $97,200	$106,700 Land $9,500 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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