1121 12th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1121 12th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,560 sqft · built 1954
Lot Size	0.192 acres (8,385 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2024)
Tax Bill	$4,296 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-0153-00080`

Property Details

APN / Parcel Number

Primary APN	`090-0153-00080`
Alternative APNs	`1110228` `1174552`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,385 sqft (0.192 acres)
Garage Area	624 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1174552
Street Address	1121 12TH ST S
City	VIRGINIA
State	MN
Zip	55792-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:001 SERIAL #
Legal Subdivision	SUNSET ADD TO VIRGINIA
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3036
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1121 12TH ST S, VIRGINIA, MN 55792-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit MINERS NAT'L BK/EVELETH
Sep 4, 2018	Warranty Deed, Transfer · ARM THE MINERS NATIONAL BANK OF EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on Record
Deed Sale	Nov 8, 2024 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20241084871
Prior Transfer Date	Oct 10, 2003
Prior Transfer Doc	0000767025
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2021
Property Address	1121 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	0001041714
Instrument Date	May 28, 2021
Instrument	1041714
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 12TH ST S, VIRGINIA, MN 55792-3229

Mortgage

Document Number	0001041715
Date	Jun 4, 2021
Instrument	1041715

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1121 12TH ST S, VIRGINIA, MN 55792-3229
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001038649
Date	Apr 1, 2021
Instrument	1038649

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 10, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1121 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	00T1019025
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 12TH ST S VIRGINIA MN 557923229, VIRGINIA, MN 55792-3229

Mortgage

Document Number	00T1019025
Date	Dec 27, 2019
Instrument	T1019025

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2034

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 4, 2018
Property Address	1121 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	0001002238
Instrument Date	Jul 27, 2018
Instrument	1002238
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 12TH ST S, VIRGINIA, MN 55792-3229

Mortgage

Document Number	0001002239
Date	Sep 4, 2018
Instrument	1002239

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	2
Max Rate	14.2%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,296.00 (+25.47%) Homeowner's exemption
2025	$3,424.00 (-2.51%) Homeowner's exemption	$261,500 (+18.22%) Land $9,600 Building $251,900	$261,500 (+18.22%) Land $9,600 Building $251,900
2024	$3,512.00	$221,200 (+18.04%) Land $8,300 Building $212,900	$221,200 (+18.04%) Land $8,300 Building $212,900
2022		$187,400 Land $8,300 Building $179,100	$187,400 Land $8,300 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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