1125 12th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1125 12th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,856 sqft · built 1963
Lot Size	0.246 acres (10,741 sqft)
Owner	Individual Name on Record
Tax Bill	$3,240 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0153-00055`

Property Details

APN / Parcel Number

Primary APN	`090-0153-00055`
Alternative APN	`1049242`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,856 sqft Gross Area
1st Floor Area	944 sqft
Basement Area	684 sqft
Finished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Metal
Construction Type	Frame
Lot Area	10,741 sqft (0.246 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	25 sqft
Patio Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1049242
Street Address	1125 12TH ST S
City	VIRGINIA
State	MN
Zip	55792-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 EX WLY 25 FT AND ALL OF LOT 6 SERIAL #
Legal Subdivision	SUNSET ADD TO VIRGINIA
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3036
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 12TH ST S, VIRGINIA, MN 55792-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP
Sep 5, 2017	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1125 12TH ST S, VIRGINIA, MN 55792-3229
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001035972
Date	Feb 2, 2021
Instrument	1035972

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2017
Property Address	1125 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	000T989362
Instrument Date	May 26, 2017
Instrument	T989362
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 12TH ST S VIRGINIA MN 557923229, VIRGINIA, MN 55792-3229

Mortgage

Document Number	T989363
Date	Sep 5, 2017
Instrument	T989363

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,240.00 (+27.76%) Homeowner's exemption
2025	$2,536.00 (-14.44%) Homeowner's exemption	$213,200 (+18.18%) Land $11,900 Building $201,300	$213,200 (+18.18%) Land $11,900 Building $201,300
2024	$2,964.00	$180,400 (+9.27%) Land $10,300 Building $170,100	$180,400 (+9.27%) Land $10,300 Building $170,100
2022		$165,100 Land $10,300 Building $154,800	$165,100 Land $10,300 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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