1123 12th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1123 12th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,948 sqft · built 1963
Lot Size	0.254 acres (11,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (May 2017)
Tax Bill	$4,008 (2026)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090-0153-00070`

Property Details

APN / Parcel Number

Primary APN	`090-0153-00070`
Alternative APNs	`1030857` `548763`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,948 sqft Gross Area
1st Floor Area	1,014 sqft
Basement Area	747 sqft
Finished Basement	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Metal
Construction Type	Frame
Lot Area	11,092 sqft (0.254 acres)
Garage Area	720 sqft
Patio Area	195 sqft
Storage Building	150 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1030857
Street Address	1123 12TH ST S
City	VIRGINIA
State	MN
Zip	55792-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:001 SERIAL #
Legal Subdivision	SUNSET ADD TO VIRGINIA
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3036
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1123 12TH ST S, VIRGINIA, MN 55792-3229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Deed Document Number	2017985188
Last Transfer Date	Mar 10, 2025
Transfer Doc	0001088486
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1123 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	000T981021
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 12TH ST S VIRGINIA MN 557923229, VIRGINIA, MN 55792-3229

Mortgage

Document Number	000T981021
Date	Jan 18, 2017
Instrument	T981021

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,008.00 (+28.46%) Homeowner's exemption Disabled Person's exemption
2025	$3,120.00 (-11.11%) Homeowner's exemption Disabled Person's exemption	$271,500 (+18.09%) Land $12,100 Building $259,400	$271,500 (+18.09%) Land $12,100 Building $259,400
2024	$3,510.00	$229,900 (+10.26%) Land $10,400 Building $219,500	$229,900 (+10.26%) Land $10,400 Building $219,500
2022		$208,500 Land $10,400 Building $198,100	$208,500 Land $10,400 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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