1115 12th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1115 12th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 768 sqft · built 1954
Lot Size	0.137 acres (5,984 sqft)
Owner	Individual Name on Record
Last Sale	$144,200 (Sep 2024)
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Mar 2024 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0153-00110`

Property Details

APN / Parcel Number

Primary APN	`090-0153-00110`
Alternative APNs	`1073913` `1171206`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,984 sqft (0.137 acres)
Garage Area	576 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1171206
Street Address	1115 12TH ST S
City	VIRGINIA
State	MN
Zip	55792-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:001 SERIAL #
Legal Subdivision	SUNSET ADDITION TO VIRGINIA
Legal Block	1
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3036
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 12TH ST S, VIRGINIA, MN 55792-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Transfer on Death Deed, Transfer
Jul 12, 2019	Warranty Deed, Transfer · Conventional with PMI REGENT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	20241082768
Prior Transfer Date	Mar 14, 2024
Prior Transfer Doc	0001077863
Record Updated	Sep 20, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 21, 2024
Property Address	1115 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	0001077863
Instrument Date	Mar 14, 2024
Instrument	1077863
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 12TH ST S, VIRGINIA, MN 55792-3229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20468-315TH LN, MCGREGOR, MN 55760-5783

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2019
Property Address	1115 12TH ST S, VIRGINIA, MN 55792-3229
Document Number	00T1012409
Instrument Date	Jul 10, 2019
Instrument	T1012409
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	AUTHORITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 12TH ST S VIRGINIA MN 557923229, VIRGINIA, MN 55792-3229

Mortgage

Document Number	T1012410
Date	Jul 12, 2019
Instrument	T1012410

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 (+49.73%) Homeowner's exemption
2025	$732.00 (-16.06%) Homeowner's exemption	$115,300 (+18.26%) Land $6,900 Building $108,400	$115,300 (+18.26%) Land $6,900 Building $108,400
2024		$97,500 (+13.5%) Land $5,900 Building $91,600	$97,500 (+13.5%) Land $5,900 Building $91,600
2023	$872.00 Homeowner's exemption
2022		$85,900 Land $5,900 Building $80,000	$85,900 Land $5,900 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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