725 CALLE SAN LUIS REY, ARROYO GRANDE, CA 93420-6988
Mortgage
Document Number
0000014274,
Date
May 7, 2026
Instrument
202614274
Lender
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
May 1, 2027
Interest
Rate Type
Balloon
Rate
6.38%
Initial Type
Balloon
Max Rate
-1%
January 2026: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Transaction Type
Mortgage
Record Updated
Feb 2, 2026
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000001579
Date
Jan 16, 2026
Instrument
2026001579
Lender
Name
CENTRAL COAST LENDING INC
Type
Mortgage Company
Address
SAN LUIS OBISPO, CA 93401
Agreement
Type
Construction Mortgage
Amount
Amount on Record
December 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Transaction Type
Mortgage
Record Updated
Dec 20, 2021
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
725 CALLE SAN LUIS REY, ARROYO GRANDE, CA 93420-6988
Mortgage
Document Number
0000080399
Date
Dec 9, 2021
Instrument
2021080399
Lender
Name
COASTHILLS CU
Type
Credit Union
Address
SANTA MARIA, CA 93454
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
180 Months
Due
Dec 5, 2036
Interest
Rate Type
Adjustable Rate
November 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Transaction Type
Mortgage
Record Updated
Feb 7, 2021
Title Company
FIDELITY NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000048844
Date
Nov 1, 2019
Instrument
2019048844
Lender
Name
SAN LUIS CAPITAL INC
Type
Non-Lending Institution
Address
SAN LUIS OBISPO, CA 93401
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
1 Months
Due
Dec 20, 2019
December 2020: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Document Number
0000000599
Instrument Date
Dec 28, 2020
Transaction Type
Mortgage
Record Updated
Jan 15, 2021
Title Company
PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
112 E BRANCH ST ARROYO GRANDE CA 934202702, ARROYO GRANDE, CA 93420-2702
Mortgage
Document Number
0000000599
Date
Jan 5, 2021
Instrument
599
Lender
Name
SAN LUIS CAP
Type
Funding / Finance Company
Address
SAN LUIS OBISPO, CA 93401
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jan 4, 2022
March 2020: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Document Number
0000000598
Instrument Date
Mar 12, 2020
Transaction Type
Mortgage
Record Updated
Jan 21, 2021
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
112 E BRANCH ST ARROYO GRANDE CA 934202702, ARROYO GRANDE, CA 93420-2702
Mortgage
Document Number
0000000598
Date
Jan 5, 2021
Instrument
598
Lender
Name
SAN LUIS CAPITAL INC 401K PSP
Address
735 TANK FARM RD # 210, SAN LUIS OBISPO, CA 93401-7073
Agreement
Amount
Amount on Record
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Document Number
0000018549
Instrument Date
May 14, 2019
Transaction Type
Mortgage
Record Updated
Jun 3, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
112 E BRANCH ST ARROYO GRANDE CA 934202702, ARROYO GRANDE, CA 93420-2702
Mortgage
Document Number
0000018549
Date
May 20, 2019
Instrument
18549
Lender
Name
JOANIE BARNETT
Address
PO BOX 2057, NIPOMO, CA 93444-2057
Agreement
Amount
Amount on Record
March 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Document Number
0000009938
Instrument Date
Mar 14, 2019
Transaction Type
Mortgage
Record Updated
Mar 29, 2019
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
2820 LOGANBERRY LN AVILA BEACH CA 93424, AVILA BEACH, CA 93424
Mortgage
Document Number
0000009938
Date
Mar 21, 2019
Instrument
9938
Lender
Name
CANVEL PETER M TRUST (RT)
Address
PO BOX 27370, ANAHEIM, CA 92809-0112
Agreement
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
March 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Mar 15, 2019
Property Address
112 E BRANCH ST, ARROYO GRANDE, CA 93420-2702
Document Number
0000009109
Instrument Date
Mar 8, 2019
Instrument
9109
Transaction Type
Transfer
Record Updated
Mar 26, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
725 CALLE SAN LUIS REY ARROYO GRANDE CA 93420, ARROYO GRANDE, CA 93420
Mortgage
Document Number
9110
Date
Mar 15, 2019
Instrument
9110
Lender
Name
O'CONNOR W Q & G H L/TR (LT)
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 112 E Branch St was $1,727.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
Municipality
Arroyo Grande City
County
San Luis Obispo County
Unified School District
Lucia Mar Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$164,906 (+2%)Land $67,606Building $97,300
2025
$1,727.00
$161,674Land $66,281Building $95,393
2023
$1,653.00 (+103.07%)
$155,398Land $63,708Building $91,690
2022
$814.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 112 E Branch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 112 E Branch St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source
Purchased surface water from several systems
Last State Inspection
Sep 2023
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.