Kane County property record for 1116 Cedar Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,065 sqft · built 2001 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $165,000 (Feb 2002) |
| Tax Bill | $10,005 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-130-006 |
| Primary APN | 06-12-130-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,065 sqft Living Area |
| 1st Floor Area | 3,065 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 125 ft deep x 66 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1116 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK ADDN LOT 2 BLOCK 8 |
| Legal Subdivision | RIVERSIDE PARK ADDN |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-130-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1116 CEDAR AVE, ELGIN, IL 60120-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2002 · Amount on Record |
| Deed Sale | Feb 07, 2002 · Amount on Record |
| Prior Sale | Dec 01, 2000 · Amount on Record |
| Deed Document Number | 200220067 |
| Last Transfer Date | Dec 30, 2015 |
| Transfer Doc | 0000003802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1116 CEDAR AVE, ELGIN, IL 60120-2410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000051267 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020K051267 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Rate | 2.75% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,005.00 (+15.88%) Homeowner's exemption | ||
| 2024 | $128,162 (+21.39%) Land $21,894 Building $106,268 | $384,640 (+21.44%) Land $65,708 Building $318,932 | |
| 2022 | $8,634.00 (+4.4%) Homeowner's exemption | $105,576 (+6.96%) Land $18,036 Building $87,540 | $316,728 (+6.96%) Land $54,108 Building $262,620 |
| 2021 | $8,270.00 Homeowner's exemption | $98,706 Land $16,862 Building $81,844 | $296,118 Land $50,586 Building $245,532 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 514 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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