1125 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 1125 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,407 sqft · built 1927
Lot Size0.242 acres (10,560 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Jun 2026)
Tax Bill$9,956 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN06-12-131-002

Property Details

APN / Parcel Number

Primary APN06-12-131-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,407 sqft Living Area
Gross Area3,937 sqft Gross Area
Basement Area1,530 sqft Basement
Stories5 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialBrick
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions132 ft deep x 80 ft wide
Parking Spaces1 Parking Space
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1125 CEDAR AVE
CityELGIN
StateIL
Zip60120-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE PARK ADDN NORTH 20 FT LOT 11 & ALL OF LOT 12 BLOCK 9
Legal SubdivisionRIVERSIDE PARK ADDN
Legal Block9
Legal Lot Number11,12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6006
Census Tract850800

Owner

Source: Kane County records · APN 06-12-131-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1125 CEDAR AVE, ELGIN, IL 60120-2409
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO
Jun 27, 2023Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleJun 27, 2023 · Amount on Record
Deed Document Number202626791
Prior Transfer DateFeb 25, 2003
Prior Transfer Doc0000136166
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 26, 2026
Property Address1125 CEDAR AVE, ELGIN, IL 60120-2409
Document Number0000026791
Instrument DateMay 26, 2026
Instrument202626791
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$62,115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1125 CEDAR AVE, ELGIN, IL 60120-2409

Mortgage

Document Number0000026792,
DateJun 26, 2026
Instrument202626792
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJun 27, 2023
Property Address1125 CEDAR AVE, ELGIN, IL 60120-2409
Document Number0000021300
Instrument DateJun 26, 2023
Instrument2023K021300
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1125 CEDAR AVE, ELGIN, IL 60120-2409

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1125 CEDAR AVE, ELGIN, IL 60120-2409

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,956.00 (+4.04%)
2024$9,569.00 (+17.28%)$127,579 (+21.39%) Land $21,014 Building $106,565$382,890 (+21.44%) Land $63,067 Building $319,823
2022$8,159.00 (+4.82%) Homeowner's exemption$105,095 (+6.96%) Land $17,311 Building $87,784$315,285 (+6.96%) Land $51,933 Building $263,352
2021$7,784.00 Homeowner's exemption$98,257 Land $16,185 Building $82,072$294,771 Land $48,555 Building $246,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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