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1108 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 1108 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1971
Square Footage1,344 sqft Living Area
Lot Size7,968 sqft (0.183 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2017)
Tax Bill$8,190.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-130-007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,344 sqft Living Area
Gross Area2,688 sqft Gross Area
1st Floor1,344 sqft 1st Floor
Basement Area1,344 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Lot Area7,968 sqft (0.183 acres)
Depth X Width125 ft x 64 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address1108 CEDAR AVE
CityELGIN
StateIL
Zip60120-2410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE PARK ADDN NORTH 64 FT LOT 3 BLOCK 8
Legal SubdivisionRIVERSIDE PARK ADDN
Legal Block8
Legal Lot Number3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup6
Census Block6011
Census Tract850800

Owner

Source: Kane County records · APN 06-12-130-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1108 CEDAR AVE, ELGIN, IL 60120-2410
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 05, 2020Deed of Trust, Mortgage
NATIONS DIRECT MORTGAGE LLC
Apr 11, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOTIVE LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2017 · Amount on Record
Deed SaleApr 11, 2017 · Amount on Record
Prior SaleAug 22, 2005 · Amount on Record
Deed Doc Number201718109
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1108 CEDAR AVE, ELGIN, IL 60120-2410
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070135
DateSep 15, 2021
Instrument2021K070135
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2046
Interest
Rate2.87%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1108 CEDAR AVE, ELGIN, IL 60120-2410
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006720
DateFeb 05, 2020
Instrument2020K006720
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 11, 2017
Property Address1108 CEDAR AVE, ELGIN, IL 60120-2410
Document Number0000018109
Instrument DateMar 13, 2017
Instrument18109
Transaction TypeTransfer
Record UpdatedMay 03, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$337.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address729 CEDAR AVE ELGIN IL 601203812, ELGIN, IL 60120-3812

Mortgage

Document Number18110
DateApr 11, 2017
Instrument18110
Lender
NameMOTIVE LNDG
AddressFLINT, MI 48501-2026
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2047
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,190.00 (+15.86%) Homeowner's exemption
2024$106,254 (+21.39%) Land $18,185 Building $88,069$318,890 (+21.44%) Land $54,577 Building $264,313
2022$7,069.00 (+4.49%) Homeowner's exemption$87,529 (+6.96%) Land $14,980 Building $72,549$262,587 (+6.96%) Land $44,940 Building $217,647
2021$6,765.00 Homeowner's exemption$81,833 Land $14,005 Building $67,828$245,499 Land $42,015 Building $203,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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