1103 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 1103 Cedar Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1918
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,500 (Nov 2014)
Tax Bill	$4,768 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-131-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-131-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	870 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1103 CEDAR AVE
City	ELGIN
State	IL
Zip	60120-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 8 & SOUTH 10 FT LOT 9 BLOCK 9
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	9
Legal Lot Number	8,9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6006
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 FULTON ST, SOUTH ELGIN, IL 60177-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK
Sep 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2014 · Amount on Record
Deed Sale	Nov 6, 2014 · Amount on Record
Deed Document Number	201456370
Last Transfer Date	Apr 22, 2021
Transfer Doc	0000038133
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 17, 2021
Property Address	1103 CEDAR AVE, ELGIN, IL 60120-2409
Document Number	0000038133
Instrument Date	Apr 22, 2021
Instrument	2021K038133
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	731 FULTON ST, SOUTH ELGIN, IL 60177-2412

Mortgage

Document Number	0000038134
Date	May 17, 2021
Instrument	2021K038134

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2018
Property Address	1103 CEDAR AVE, ELGIN, IL 60120-2409
Document Number	0000045519
Instrument Date	Sep 6, 2018
Instrument	45519
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	731 FULTON ST SOUTH ELGIN IL 601772412, SOUTH ELGIN, IL 60177-2412

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 (+15.78%) Homeowner's exemption
2024		$64,937 (+21.39%) Land $17,044 Building $47,893	$194,889 (+21.44%) Land $51,152 Building $143,736
2022	$4,118.00 (+4.89%) Homeowner's exemption	$53,493 (+6.96%) Land $14,040 Building $39,453	$160,479 (+6.96%) Land $42,120 Building $118,359
2021	$3,926.00 Homeowner's exemption	$50,012 Land $13,126 Building $36,886	$150,036 Land $39,378 Building $110,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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